Best CD rates and certificates

Requirements

Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.

Offer: Requires $10,000 minimum balance in new money to the bank.

Requirements

Offer: You can add money any time until maturity. No maximum balance.

Requirements

Product: Limited-time offer celebrating QNB Bank's 149th Founders' Day Anniversary. Excludes IRA, trust, estate, and municipal accounts. Penalty fees may apply for early withdrawal.

Offer: Standard deposit account opening; $100 minimum for QuiNBy's CDs. At maturity, CDs automatically renew to a non-promotional 12-month term at prevailing APY.

Requirements

Product: Limited time offer. Customers must own a personal QNB checking account in good standing at the time of CD account opening. Excludes IRA, business, trust, and municipal accounts. Penalty fees may apply for early withdrawal.

Offer: Requires a personal QNB checking account in good standing ($100 minimum deposit for QuiNBy's CDs). No minimum balance requirement. Automatically renews to non-promotional 13-month term at prevailing APY.

Requirements

Product: Fixed interest rate for the term. A penalty is imposed for early withdrawal. Annual Percentage Yield assumes principal balance and interest earned remain on deposit until maturity. Credited end of month.

Offer: Credited end of month. Minimum to open is $500; maximum opening CD balance $1,000,000. Early withdrawal penalty applies.

Requirements

Product: Promotional consumer CD specials. Must deposit $5,000 or more in new money (not currently on deposit with Peoples Security Bank & Trust). Valid on Pick Your Term CDs opened online or in branch for consumer customers; business customers in-branch only. At maturity, automatically renews into a CD with the same term at the prevailing tiered rate(s). Interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity. Offer may be changed or discontinued at any time. APY current as of 2026-07-01.

Offer: New money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates.

Requirements

Product: Allows a one-time dividend rate increase during the certificate term to correspond with 47-month or 59-month fixed-rate certificate rates. The new rate remains in effect until the certificate maturity date. Early withdrawal penalty may apply.

Offer: Option to increase dividend rate one time during the term. Listed APY paid on $1,000 minimum balance; $500 minimum balance available at 0.10% lower APY. Early withdrawal penalty may apply.

Requirements

Product: Rates shown for ZIP code 17061 (Central PA). Annual Percentage Yields (APY) based on semi-annual compounding. Substantial penalty for early withdrawal. $500 minimum balance, $50,000 maximum balance when opening online (visit a branch for amounts over $50,000). Terms from 60 months to 10 years available when opened in a financial center. Automatically renews upon maturity.

Offer: APY based on semi-annual compounding. Substantial penalty for early withdrawal.

Requirements

Product: Available In Branch and Online. Automatically renews at maturity.

Offer: Fixed rate for 3 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: Available In Branch and Online. Automatically renews at maturity.

Offer: Fixed rate for 6 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.

Requirements

Product: Interest compounded daily, credited monthly. CDs less than 24 months penalty: 6 months interest; CDs 24 months or greater penalty: 12 months interest. Automatically renews at maturity.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: $2,500 minimum deposit of new funds required (funds not currently on deposit at Firstrust Bank or through Firstrust Financial Resources). Maximum deposit $500,000. Available in PA/NJ/DE only. Penalty for early withdrawal. Seven calendar day grace period at maturity.

Offer: 7-Month Touchdown CD initial APY. APY increases in basis points by the number of points the Eagles score in the first game played after opening and funding (1 bp = 0.01%). $2,500 minimum deposit of new funds required.

Requirements

Product: Available In Branch and Online. Automatically renews at maturity.

Offer: Fixed rate for 9 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.