Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Albany, OR
- 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Earnings are paid out and grow each month. Have certificates transfer to savings or automatically renew. Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).
3.25% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$243 over 9 months on $10,000
Requirements
Product: Only available through the credit union website for members who do not have an existing account (may be offered to members with pre-existing account in branch or via phone). Not eligible for Member Merits. IRA certificates, TLT Members, and Scottie Members are not eligible. Minimum opening balance is $500.
Offer: Dividend rate is 3.20%. Same rate on any balance over $500.
3.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.05%APY
Requirements
Product: $1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.
Offer: Term: 6 - 11 Months. Renewal Term: 6 - 11 Months. A penalty may be assessed for early withdrawal.
3.00% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Interest compounded and credited monthly. Substantial penalty imposed for early withdrawal equal to forfeiture of interest equal to one half of the original term of the account's interest. Membership requirements apply.
Offer: Interest Compounded & Credited Monthly
2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.95%APY$295 over 1 year on $10,000
Requirements
Product: Gives a one-time option to increase dividend rate if rates go up. Allows a one-time additional deposit or withdrawal during the term (limits apply). Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).
Offer: One-time option to increase dividend rate if rates rise; one-time additional deposit or withdrawal permitted during term subject to limits.
2.91% interest rate
Rate checked
More details - 2.95%APY$754 over 30 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 2.90% interest rate · Effective Oct 14, 2026
Rate checked
More details - OnPoint Community Credit UnionCertificates of DepositCD · 60 months · $1,000 min
Credit union · 1 branch
2.75%APY$1,453 over 60 months on $10,000Requirements
Product: Membership required and subject to approval. Limit one Member Savings account per person. Early withdrawal penalty applies. Subsequent deposits permitted for 3, 6, 12, 18, or 24 month terms ($100 minimum). Minors under 18 have $100 minimum balance requirement.
Offer: With OnPoint Rewards (requires 10-year relationship and 6 qualified transactions in the same checking account during qualification period; qualifications must be met on or before opening date).
2.72% interest rate · Effective Oct 15, 2026
Rate checked
More details - 2.53%APY$382 over 18 months on $10,000
Requirements
Product: Interest compounded monthly and credited monthly. Penalty applies for early withdrawal.
Offer: Interest compounded monthly and credited monthly. Penalty applies for early withdrawal.
2.50% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - 2.45%APY$496 over 24 months on $10,000
Requirements
Product: For the 12 and 24 month Bump Up CD, you have a one-time option to increase or 'Bump-up' the APY during the original term to the current APY offered at the time of option exercise. Promotional rates are excluded from the Bump-Up option. Interest compounded and credited monthly.
Offer: Interest Compounded & Credited Monthly. One-time option to bump-up APY during original term.
2.42% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.40%APY$240 over 1 year on $10,000
Requirements
Product: 12-month term only. Minimum opening deposit is $25. Must be 18 or over. See Washington or Oregon Official Account and Price Entry Rules for full details. 7-day grace period after maturity. Not applicable for IRA. No monthly maintenance fee.
Offer: 12-month term only. Must be 18 or older.
Effective Oct 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Albany, OR
235 CDs at 14 banks and credit unions · checked Oct 16–22
- Typical
- 2.00%
- Top 10% from
- 3.65%
- Banks, typical
- 0.20%
- Credit unions, typical
- 3.00%
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Find your bank or credit union to see all its rates and how they compare near you.
Oregon
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Valley Credit UnionCredit union · 1 branch
- Sage Credit UnionCredit union · 5 branches
- Ironworkers USA Credit UnionCredit union · 1 branch