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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Raleigh, NC

  1. Top Carrot, Carrot Score 98
    Langley Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  2. Top Carrot, Carrot Score 95
    Coastal Credit UnionCertificatesCD · 60 months · $250 min

    Credit union · 7 branches

    4.50%APY$2,462 over 60 months on $10,000
  3. Top Carrot, Carrot Score 91
    Carolinas Telco Federal Credit UnionShare Certificate AccountsCD · 15 months · $500 min

    Credit union · 1 branch

    4.30%APY$540 over 15 months on $10,000
  4. Civic Federal Credit UnionChoice CertificateCD · 17 months · $250 min

    Credit union · 1 branch

    4.30%APY$615 over 17 months on $10,000with conditions
  5. Top Carrot, Carrot Score 94
    State Employees' Credit UnionShare Term Certificate (STC) AccountCD · 18 months · $250 min

    Credit union · 21 branches

    4.30%APY$652 over 18 months on $10,000
  6. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 2 branches

    4.25%APY$317 over 9 months on $10,000
  7. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 15 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  8. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 9 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  9. Providence BankCD SpecialsCD · 25 months · $1,000 min

    Bank · 1 branch

    4.20%APY$895 over 25 months on $10,000
  10. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGreen Term CertificateCD · 36 months · $500 min

    Credit union · 2 branches

    4.18%APY$1,307 over 36 months on $10,000
  11. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGo Local Term CertificateCD · 36 months · $500 min

    Credit union · 2 branches

    4.18%APY$1,307 over 36 months on $10,000
  12. Top Carrot, Carrot Score 89
    Self-Help Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 2 branches

    4.18%APY$1,307 over 36 months on $10,000
  13. Atlantic Union BankSpecial Certificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 1 branch

    4.15%APY$450 over 13 months on $10,000intro rate
  14. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    4.10%APY$169 over 5 months on $10,000intro rate
  15. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 2 branches

    4.10%APY$621 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Raleigh, NC

341 CDs at 26 banks and credit unions · checked Oct 6–22

Typical
2.25%
Top 10% from
4.10%
Banks, typical
1.01%
Credit unions, typical
3.85%

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Raleigh, NC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Langley Credit UnionCredit union · 1 branch
  2. ElecTel Cooperative Federal Credit UnionCredit union · 2 branches
  3. Coastal Credit UnionCredit union · 15 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate