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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Dorchester, MA

  1. RiverWorks Credit Union6 Month CD SpecialCD · 6 months · $500 min

    Credit union · 1 branch

    4.80%APY$237 over 6 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Energy Credit UnionCertificate of DepositCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.75%APY$2,612 over 60 months on $10,000
  3. Top Carrot, Carrot Score 99
    Hanscom Federal Credit UnionTerm CertificatesCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.50%APY$450 over 1 year on $10,000
  4. Mass Bay Credit UnionCertificatesCD · 14 months · $500 min

    Credit union · 1 branch

    4.44%APY$520 over 14 months on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    Salem Five BankSpecial CDsCD · 18 months · $10,000 min

    Bank · 1 branch

    4.36%APY$661 over 18 months on $10,000intro rate
  6. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 15 months · $1,000 min

    Bank · 1 branch

    4.35%APY$547 over 15 months on $10,000
  7. Harvard Federal Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min

    Credit union · 3 branches

    4.35%APY$2,373 over 60 months on $10,000
  8. Top Carrot, Carrot Score 93
    Members Plus Credit UnionMembers Plus Certificate of DepositCD · 15 months · $500 min

    Credit union · 2 branches

    4.30%APY$540 over 15 months on $10,000
  9. Metro Credit UnionCertificate of DepositCD · 15 months · $500 min

    Credit union · 2 branches

    4.30%APY$540 over 15 months on $10,000intro rate
  10. Eastern BankFeatured CDsCD · 18 months · $2,500 min

    Bank · 12 branches

    4.30%APY$652 over 18 months on $10,000intro rate
  11. Eagle BankPine Tree Premier CDCD · 7 months · $2,500 min

    Bank · 1 branch

    4.25%APY$246 over 7 months on $10,000intro rate
  12. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 3 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  13. Needham BankPersonal Certificate of DepositCD · 11 months · $1,000 min

    Bank · 2 branches

    4.20%APY$384 over 11 months on $10,000
  14. Dedham SavingsCertificate of Deposit (CD)CD · 15 months · $1,000 min

    Bank · 1 branch

    4.15%APY$521 over 15 months on $10,000
  15. Rockland TrustCertificate of DepositCD · 18 months · $1,000 min

    Bank · 17 branches

    4.15%APY$629 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Dorchester, MA

403 CDs at 32 banks and credit unions · checked Oct 15–22

Typical
2.78%
Top 10% from
4.25%
Banks, typical
2.00%
Credit unions, typical
3.50%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Boston, MA-NH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 13 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate