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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Boston, MA

  1. The Cooperative BankCertificates of DepositCD · 4 months · $1,000 min

    Bank · 4 branches

    3.75%APY$123 over 4 months on $10,000intro rate
  2. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 25 branches

    3.75%APY$217 over 7 months on $10,000
  3. First Responders Credit UnionEnd of Summer Share Certificate SpecialsCD · 10 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$312 over 10 months on $10,000
  4. OneUnited BankUNITY 15 Month CDCD · 15 months · $1,000 min

    Bank · 2 branches

    3.75%APY$471 over 15 months on $10,000
  5. OneUnited BankUNITY 15 Month E-CDCD · 15 months · $500 min · 3.00%–3.75% by balance

    Bank · 2 branches

    3.75%APY$471 over 15 months on $10,000
  6. Hingham Institution for SavingsCertificate of DepositCD · 4 months · $1,000 min

    Bank · 1 branch

    3.67%APY$121 over 4 months on $10,000
  7. Tremont Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 2 branches

    3.50%APY$173 over 6 months on $10,000
  8. Cambridge Savings Bank18 Month Special CDCD · 18 months · $1,000 min

    Bank · 2 branches

    3.50%APY$530 over 18 months on $10,000
  9. New England Teamsters Federal Credit UnionFixed Rate Share Certificates of DepositCD · 19 months · $500 min · 3.34%–3.49% by balance

    Credit union · 1 branch

    3.34%APY$534 over 19 months on $10,000
  10. Beacon BankBeacon One Certificate of DepositCD · 6 months · $1,000 min

    Bank · 7 branches

    3.30%APY$164 over 6 months on $10,000with conditions
  11. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 18 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  12. Cambridge Savings BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · 2 branches

    3.25%APY$161 over 6 months on $10,000
  13. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 25 branches

    3.15%APY$315 over 1 year on $10,000
  14. Top Carrot, Carrot Score 95
    Albright Credit UnionSave to Win! Qualifying Certificate AccountCD · 12 months

    Credit union · 1 branch

    2.79%APY$279 over 1 year on $10,000
  15. Top Carrot, Carrot Score 87
    Salem Five BankRegular CDsCD · 6 months · $2,500 min

    Bank · 1 branch

    2.76%APY$137 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Boston, MA

403 CDs at 32 banks and credit unions · checked Oct 15–22

Typical
2.78%
Top 10% from
4.25%
Banks, typical
2.00%
Credit unions, typical
3.50%

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Boston, MA-NH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 13 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate