Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Louisville, KY
- 4.06%APY$201 over 6 months on $10,000
Requirements
Product: Dividend period for all accounts is quarterly. A penalty will be imposed for early withdrawal.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.06%APY$510 over 15 months on $10,000intro rate
Requirements
Product: $500 minimum. Terms range from 6 to 60 months. Contact Main Office for information regarding special rates or investment terms for single investments of $100,000 and greater (including aggregate or recent aggregate deposit of $100,000). Dividends on 6 month Certificates are paid and compounded semiannual at maturity; all other Certificates are paid and compounded quarterly. Automatic renewals.
Offer: 15-Month Special. Dividends paid and compounded quarterly.
Promotional rate · 4.00% interest rate · Compounded quarterly · Effective Jul 1, 2025
Rate checked
More details - 4.00%APY$468 over 14 months on $10,000intro rate
Requirements
Product: Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.
Offer: Interest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer.
Promotional rate · Balance cap $250,000 · Effective Sep 17, 2026
Rate checked
More details - 3.85%APY$127 over 4 months on $10,000
- 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$280 over 9 months on $10,000
Requirements
Product: Must qualify for membership and become a member to open certificate. Accounts are federally insured up to $250,000 by NCUA. Certificate will auto-renew for the same term as original at applicable rate. Penalty applied for early withdrawal ($25.00 plus 1/2 of dividends from date of withdrawal to maturity date).
3.68% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Individuals only. Renews for the exact term originally purchased at the current interest rate for the one year CD. Early withdrawal penalty applies.
Offer: Individuals only. 1 year term.
3.68% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.55%APY$146 over 5 months on $10,000intro rate
Requirements
Offer: Minimum balance to obtain APY is $1,000. A penalty will be imposed for early withdrawal after the initial 10 calendar day grace period. Fees may reduce earnings. Daily balance method is used to calculate interest. Forcht Bank reserves the right to end the promotional rate at any time without notice.
Promotional rate · 3.49% interest rate · Effective Dec 24, 2025
Rate checked
More details - 3.50%APY$530 over 18 months on $10,000
Requirements
Product: Minimum opening deposit $500. Early withdrawal penalty applies. At maturity, certificate closes and funds transfer to member's Regular Savings Account. Fixed APY from account opening until maturity. Fees may reduce earnings.
Offer: Early withdrawal penalty applies; fixed rate until maturity. At maturity funds transfer to Regular Savings.
Effective Oct 1, 2026
Rate checked
More details - 3.34%APY$679 over 24 months on $10,000
Requirements
Product: The minimum deposit to open and maintain a regular share certificate is $500.00. Regular certificate terms are 6, 12, 18, 24, 36, 48 and 60 months. Early closure prior to maturity date will result in an early termination penalty (90 day interest penalty for terms up to 1 year, 180 day interest penalty for terms over 1 year).
3.30% interest rate · Effective Jul 1, 2025
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Louisville, KY
260 CDs at 23 banks and credit unions · checked Oct 6–22
- Typical
- 2.50%
- Top 10% from
- 4.25%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.29%
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Louisville/Jefferson County, KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 4 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Indiana Members Credit UnionCredit union · 2 branches