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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Boise, ID

  1. Horizon Credit Union15 Month CertificateCD · 15 months · 4.44%–4.70% by balance

    Credit union · 4 branches

    4.70%APY$591 over 15 months on $10,000with conditions
  2. Top Carrot, Carrot Score 99
    America First Credit UnionLadder Certificate AccountsCD · 60 months · $500 min

    Credit union · 1 branch

    4.60%APY$2,522 over 60 months on $10,000
  3. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 24 months · $5 min

    Credit union · 2 branches

    4.50%APY$920 over 24 months on $10,000
  4. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · 2 branches

    4.50%APY$920 over 24 months on $10,000
  5. Top Carrot, Carrot Score 90
    Goldenwest Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.45%APY$910 over 24 months on $10,000
  6. Top Carrot, Carrot Score 99
    America First Credit UnionBump-Rate Certificate AccountsCD · 60 months · $500 min

    Credit union · 1 branch

    4.45%APY$2,432 over 60 months on $10,000
  7. Horizon Credit Union12 Month CertificateCD · 12 months · $1,000 min

    Credit union · 4 branches

    4.38%APY$438 over 1 year on $10,000
  8. Top Carrot, Carrot Score 97
    ICCUCertificate of DepositCD · 60 months · $500 min

    Credit union · 9 branches

    4.30%APY$2,343 over 60 months on $10,000
  9. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 8 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  10. Top Carrot, Carrot Score 89
    Pioneer Federal Credit UnionTerm CertificateCD · 24 months · $500 min

    Credit union · 3 branches

    4.25%APY$868 over 24 months on $10,000
  11. Top Carrot, Carrot Score 93
    Westmark Credit UnionTerm CertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    4.25%APY$868 over 24 months on $10,000
  12. Top Carrot, Carrot Score 89
    Mountain America Credit UnionBump CertificateCD · 24 months · $500 min

    Credit union · 2 branches

    4.24%APY$866 over 24 months on $10,000
  13. Idaho United Credit Union11 Month Promo CDCD · 11 months · $500 min

    Credit union · 1 branch

    4.23%APY$387 over 11 months on $10,000
  14. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 3 branches

    4.10%APY$445 over 13 months on $10,000intro rate
  15. Washington Trust BankFixed-Rate CDCD · 15 months · $500 min

    Bank · 2 branches

    3.98%APY$500 over 15 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Boise, ID

337 CDs at 26 banks and credit unions · checked Oct 4–22

Typical
2.75%
Top 10% from
4.23%
Banks, typical
0.50%
Credit unions, typical
3.93%

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Boise City, ID metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. ICCUCredit union · 26 branches
  3. Westmark Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate