Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Arvada, CO
- 4.35%APY$2,373 over 60 months on $10,000
Requirements
Product: Must be a member of On Tap Credit Union. Dividends compounded monthly, credited monthly. Early withdrawal penalties apply. Dividend withdrawal allowed. Additional deposits not permitted.
4.27% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 5 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.25%APY$756 over 21 months on $10,000intro rate
Requirements
Product: Canvas Credit Union membership required. Minimum $1,000 to open and $1,000 minimum balance to earn interest. Dividends credited and compounded monthly.
Offer: Limited time offer; promo CD.
Promotional rate · Compounded monthly
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details - Credit Union of ColoradoPromotional Certificate of Deposit (CD)CD · 15 months · $500 min
Credit union · 1 branch
4.10%APY$515 over 15 months on $10,000intro rateRequirements
Product: This promotion may end at any time and applies to consumer accounts only. This promotion is only available for non-IRA CDs. Dividends compounded and credited quarterly. Early withdrawal penalty of 90 days dividends applies. 10-day grace period upon maturity.
Offer: Fixed term 15 Month. Promotional certificate available for non-IRA CDs only.
Promotional rate · 4.04% interest rate · Effective Oct 6, 2026
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More details - 4.10%APY$2,225 over 60 months on $10,000
Requirements
Product: Open with as little as $500. Early withdrawal penalties may apply. Rates apply to consumer accounts only. Membership eligibility required.
Offer: Minimum balance to earn APY is $500.
4.02% interest rate · Effective Oct 3, 2026
Rate checked
More details - Partner Colorado Credit UnionRegular Certificate of Deposit (CD)CD · 60 months · $500 min
Credit union · 1 branch
4.05%APY$2,196 over 60 months on $10,000intro rateRequirements
Product: CD earning rates are fixed. A penalty will be imposed for early withdrawal (90 days interest for terms <= 12 months, 180 days interest for terms > 12 months).
Offer: Early withdrawal penalty is 180 days of interest.
Promotional rate · 3.98% interest rate · Effective Oct 1, 2026
Rate checked
More details - Meritrust Credit Union – Colorado10 Month CertificateCD · 10 months · $500 min
Credit union · 2 branches
4.00%APY$332 over 10 months on $10,000intro rateRequirements
Product: Minimum balance to open of $500. Not available for IRA or Retirement accounts. Early withdrawal penalties may apply. Fees could reduce earnings. Fixed rate.
Offer: Limited time offer. Not available for IRA or Retirement accounts. Early withdrawal penalties may apply. Fees could reduce earnings.
Promotional rate · 3.93% interest rate · Effective Jun 18, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: After maturity, if renewed, the 13-month and 17-month CDs automatically revert to a 12-month Traditional CD earning the base rate in effect. Early withdrawal penalties may apply. Membership eligibility applies.
Offer: Minimum balance to earn APY is $500. Automatically reverts to a 12-month Traditional CD at maturity upon renewal.
Promotional rate · 3.93% interest rate · Effective Oct 3, 2026
Rate checked
More details - 3.98%APY$197 over 6 months on $10,000
Requirements
Product: Membership eligibility required. Dividends are compounded daily and credited monthly. APY and Dividend Rates are fixed until maturity after issuance. Early withdrawal penalties apply (90 days interest for terms 12 months or less, 180 days interest for terms greater than 12 months).
3.90% interest rate · Compounded daily · Effective Oct 1, 2026
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More details - 3.85%APY
Requirements
Product: Membership eligibility applies. Fees or withdrawals may reduce earnings. APY and interest rates may change after account opening.
Offer: Compounded monthly.
3.78% interest rate · Compounded monthly · Effective Oct 9, 2026
Rate checked
More details - Climb Credit UnionShare CertificateCD · 6 months · $500 min · 3.80%–3.90% by balance
Credit union · 1 branch
3.80%APY$188 over 6 months on $10,000Requirements
Product: Membership eligibility required. Fixed rate. Automatic renewal with 10 day grace period. Early withdrawal penalty applies (90 days dividends). Additional deposits not allowed.
3.74% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $50,000Your amount 3.80% $50,000 and up 3.90% Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Arvada, CO
234 CDs at 18 banks and credit unions · checked Oct 6–22
- Typical
- 2.00%
- Top 10% from
- 3.95%
- Banks, typical
- 0.25%
- Credit unions, typical
- 3.63%
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Find your bank or credit union to see all its rates and how they compare near you.
Denver, CO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Canvas Credit UnionCredit union · 22 branches
- Bellco Credit UnionCredit union · 21 branches