Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Wisconsin Rapids, WI metro
- 4.50%APY$722 over 19 months on $10,000
Requirements
Product: After the first six months of account term, allows adding funds up to original balance, bumping rate once per term, and making a one-time penalty-free withdrawal of up to 50% of original balance. Rates could change after account is opened. Subject to early withdrawal penalty.
4.43% interest rate
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More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
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More details - 4.25%APY$210 over 6 months on $10,000
Requirements
Product: Rates could change after account is opened. Rates are subject to change without advance notice. APY assumes interest is added to account. Term Certificates of Deposit may be subject to early withdrawal penalty.
4.19% interest rate
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More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: A penalty may be imposed for early withdrawal. Membership eligibility required.
Offer: New Funds Only
Promotional rate · 4.18% interest rate
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More details - 4.09%APY$444 over 13 months on $10,000
Requirements
Product: $1,000 minimum to open and earn APY. 18-Month CD allows adding $500 or more to balance at any time during the life of the CD.
Offer: 13 Month Special
4.03% interest rate · Effective Oct 1, 2026
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More details - 4.00%APY$366 over 11 months on $10,000intro rate
Requirements
Product: Rate subject to change after the account is opened. Fees could reduce earnings on the account. Deposits insured by FDIC. Penalties may be imposed for early withdrawal of funds from Certificate of Deposit Accounts.
Offer: 11 Month Special.
Promotional rate · Effective Aug 5, 2026
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More details - 3.46%APY$1,854 over 60 months on $10,000
Requirements
Product: Early withdrawal will result in penalty.
3.40% interest rate
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More details - 3.44%APY$1,842 over 60 months on $10,000intro rate
Requirements
Product: Member eligibility required. Substantial early withdrawal penalties apply (equal to 180 days' interest on the amount withdrawn). Automatic renewal at the current rate with a ten-day grace period at maturity.
Offer: Dividend paid quarterly.
Promotional rate · 3.40% interest rate
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More details - 3.30%APY$191 over 7 months on $10,000intro rate
Requirements
Product: Penalties may be applied for early withdrawal.
Offer: 7 Month Special
Promotional rate · 3.25% interest rate · Effective Aug 4, 2026
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More details - 3.27%APY$217 over 8 months on $10,000
Requirements
Product: At bank discretion, KeySavings Bank may change interest rates on all interest earnings accounts. Fees may reduce earnings. A penalty may be imposed for early withdrawal from term accounts.
Offer: New Money Only. 8 Month CD. Fixed term certificate, no additions allowed during term. Account closed if balance falls below $1,000. Interest figured on daily balance, credited at maturity, not compounded. Seven calendar day grace period after maturity. Early withdrawal penalty: 3 months interest on amount withdrawn.
3.25% interest rate
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - Valley Communities Credit UnionShare CertificatesCD · 60 months · $5,000 min
Credit union · 3 branches
3.04%APY$1,615 over 60 months on $10,000Requirements
Product: Fixed rates, dividends paid monthly. Early withdrawal penalties apply. $5,000 minimum deposit to open ($500 for minors).
Offer: Early withdrawal penalties apply.
3.00% interest rate · Effective Sep 29, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - Marshfield Medical Center Credit UnionCertificatesCD · 24 months · $500 min
Credit union · 2 branches
2.75%APY$558 over 24 months on $10,000Requirements
Product: Membership eligibility required. Penalties imposed for early withdrawal of certificate deposits and will reduce APY.
Offer: Dividend paid quarterly. Penalties imposed for early withdrawal of certificate deposits and will reduce APY.
Effective Sep 1, 2026
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More details - 2.50%APY$485 over 23 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Membership eligibility required.
2.48% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wisconsin Rapids, WI metro
113 CDs at 13 banks and credit unions · checked Oct 6–17
- Typical
- 1.86%
- Top 10% from
- 3.90%
- Banks, typical
- 1.46%
- Credit unions, typical
- 2.89%
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Wisconsin Rapids, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Simplicity Credit UnionCredit union · 2 branches
- Valley Communities Credit UnionCredit union · 3 branches