Credit union · NCUA insured
Park City Credit Union
A $390M credit union headquartered in Merrill, WI, with 25,973 members and 5 branches in Wisconsin. Best rates: CDs 4.25% and savings 1.00% APY.
Park City Credit Union Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#4 of 15 in Wisconsin Rapids, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Park City Credit Union
Formed in 1938 and headquartered in Merrill, Wisconsin, Park City Credit Union serves more than 27,000 members across twelve Wisconsin counties.
Originally named Cooperative League Credit Union, it adopted its current name in 1971 and opened branches in Tomahawk, Minocqua, Rhinelander, and Wausau.
- Headquarters
- 501 S Pine Ridge Ave, Merrill, WI 54452
- NCUA charter
- 67196
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Lincoln, Marathon, Oneida, Iron, Price, Vilas, Taylor, Forest, Rusk, Langlade, Wood or Portage County are eligible for membership.
Employers and groups
- Persons who are members of the Park City Cares Foundation are eligible for membership.
Family and household
- Immediate family members of persons residing or employed within Lincoln, Marathon, Oneida, Iron, Price, Vilas, Taylor, Forest, Rusk, Langlade, Wood, or Portage County are eligible for membership.
Other ways
- Organizations and businesses are eligible for membership if a majority of their directors, owners, or members are eligible, or if they have a business location within the qualifying counties.
- Trusts are eligible for membership if a majority of the settlors, trustees, and beneficiaries are eligible for membership.
Cost to join
- A $5.00 membership deposit is required when opening a membership.
Branches
5 branches in Wisconsin
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Wisconsin
5 branches
Merrill area · 1
- Merrill MainMain office501 S Pine Ridge Ave, Merrill, WI 54452Directions
Minocqua area · 1
- Minocqua9566 Sth 70, Minocqua, WI 54548Directions
Rhinelander area · 1
- Rhinelander151 S Courtney St, Rhinelander, WI 54501Directions
Tomahawk area · 1
- Tomahawk1213 N 4th St, Tomahawk, WI 54487Directions
Wisconsin Rapids area · 1
- Wisconsin Rapids400 Market St, Wisconsin Rapids, WI 54494Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.92% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.36% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.83% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $93 | $76 | — |
- CapitalNet worth ratio9.92%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.36%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.83%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$93Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Park City Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.