Credit union · NCUA insured
Park City Credit Union CD Rates
Park City Credit Union’s best CD rate is 4.25% APY on a 13-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 17, 2026.
How Park City Credit Union’s CD rates compare
Compared with banks and credit unions near Wisconsin Rapids, WI, where Park City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Park City Credit Union
4.25%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $461
Share Certificate
Top rate
Forward Bank
4.50%APY
- Term
- 19 months
- Minimum
- $1,000
- Earns on $10,000
- $722
2nd-highest rate
Associated Bank
4.40%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $478
Park City Credit Union CD score
89
CD score
Higher than 86% of U.S. banks and credit unions
- 3–8 months3–8 mo0.35%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Park City Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.25%APY · 8 terms
A penalty may be imposed for early withdrawal. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.35% | $17 |
| 12 months | 0.50% | $50 |
| 13 monthsNew Funds Only | 4.25% | $461 |
| 24 months | 0.65% | $130 |
| 25 monthsNew Funds Only | 4.25% | $906 |
| 36 months | 3.00% | $927 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.50% | $1,877 |
Sources (1)
- parkcitycu.org/deposit-rates · captured Oct 17, 2026
23 Month Bump Certificate
2.50%APY · 1 term
A penalty may be imposed for early withdrawal. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 23 months | 2.50% | $485 |
Sources (1)
- parkcitycu.org/deposit-rates · captured Oct 17, 2026
Special-purpose accounts
IRA Certificate
Up to 4.25%APY · 4 terms
IRAs available only in 12-, 13-, 24-, and 36-month terms with tiers. A penalty may be imposed for early withdrawal. We recommend consulting your tax advisor. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.50% | $50 |
| 13 monthsNew Funds Only | 4.25% | $461 |
| 24 months | 0.65% | $130 |
| 36 months | 3.00% | $927 |
Sources (1)
- parkcitycu.org/deposit-rates · captured Oct 17, 2026
My First Certificate
3.00%APY · 1 term
A penalty may be imposed for early withdrawal. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
Sources (1)
- parkcitycu.org/deposit-rates · captured Oct 17, 2026
Teen Dreams Certificate
Up to 3.00%APY · 2 terms
A penalty may be imposed for early withdrawal. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.50% | $124 |
| 12 months | 3.00% | $300 |
Sources (1)
- parkcitycu.org/deposit-rates · captured Oct 17, 2026
Junior Investor Certificate
2.50%APY · 1 term
A penalty may be imposed for early withdrawal. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.50% | $124 |
Sources (1)
- parkcitycu.org/deposit-rates · captured Oct 17, 2026
24 Month Children's Certificate
0.25%APY · 1 term
Children's certificates include 24-month share certificates or IRA Educational (Coverdell) Savings Accounts. A penalty may be imposed for early withdrawal. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 0.25% | $50 |
Sources (1)
- parkcitycu.org/deposit-rates · captured Oct 17, 2026
Who can join Park City Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Lincoln, Marathon, Oneida, Iron, Price, Vilas, Taylor, Forest, Rusk, Langlade, Wood or Portage County are eligible for membership.
Employers and groups
- Persons who are members of the Park City Cares Foundation are eligible for membership.
Family and household
- Immediate family members of persons residing or employed within Lincoln, Marathon, Oneida, Iron, Price, Vilas, Taylor, Forest, Rusk, Langlade, Wood, or Portage County are eligible for membership.
Other ways
- Organizations and businesses are eligible for membership if a majority of their directors, owners, or members are eligible, or if they have a business location within the qualifying counties.
- Trusts are eligible for membership if a majority of the settlors, trustees, and beneficiaries are eligible for membership.
Cost to join
- A $5.00 membership deposit is required when opening a membership.
Membership information collected October 5, 2026.