Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Wausau, WI metro
- Marathon County Employees Credit UnionTerm Share CertificateCD · 48 months · $500 min · 3.15%–3.50% by balance
Credit union · 2 branches
3.50%APY$1,475 over 48 months on $10,000Requirements
Product: Early withdrawal from certificates is subject to a 90-day dividend penalty. APY assumes principal and earned dividends remain on deposit until maturity.
3.15% interest rate · Effective Feb 25, 2025
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 and up 3.15% $10,000 and upYour amount 3.50% Rate checked
More details - 3.30%APY$1,023 over 36 months on $10,000intro rate
Requirements
Product: At your discretion, you may change the interest rate on the account one time during the term of the CD based on the current One Community Bank Three Year Options CD rate at the time of the rate request. Additional deposits are allowed with a minimum of $500.00 and an accumulated maximum of $250,000.00. Early withdrawal penalty may apply.
Offer: 3 year 'options' (Promo). If interest rates rise, increase to a higher rate once during your term. Additional CD deposits allowable with a minimum of $500.00 up to a maximum of $250,000.
Promotional rate · 3.27% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal (excludes 6-Month CD). Minimum opening deposit of $1,000.
Offer: No early withdrawal penalty.
3.22% interest rate · Effective Sep 4, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - Valley Communities Credit UnionShare CertificatesCD · 60 months · $5,000 min
Credit union · 3 branches
3.04%APY$1,615 over 60 months on $10,000Requirements
Product: Fixed rates, dividends paid monthly. Early withdrawal penalties apply. $5,000 minimum deposit to open ($500 for minors).
Offer: Early withdrawal penalties apply.
3.00% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.03%APY$937 over 36 months on $10,000
Requirements
Product: Rate is guaranteed for the term of the certificate. A penalty will be imposed if certificate funds are withdrawn before the maturity date. APY assumes principal and earned dividends remain on deposit until maturity. Fees could reduce earnings.
3.00% interest rate · Effective Dec 30, 2025
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - 2.90%APY$741 over 30 months on $10,000with conditions
Requirements
Product: Offers an option to increase the rate one time during the term based on current rates; additional funds may be added up to initial deposit amount in $1,000 increments at time of increase. Interest compounded and credited quarterly using daily balance method. Penalty for early withdrawal: 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
Qualified rate · 2.87% interest rate · Effective Sep 23, 2026
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More details - 2.90%APY$1,211 over 48 months on $10,000
Requirements
Product: Interest/dividends calculated on daily balance and paid quarterly. A penalty may be imposed for withdrawal before maturity.
Offer: Interest calculated on daily balance and paid quarterly.
2.90% interest rate · Effective May 8, 2023
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More details - 2.60%APY$1,369 over 60 months on $10,000intro rate
Requirements
Product: Minimum $5,000 deposit of new funds to M.E. Employees Credit Union required. Specials do not apply to funds already on deposit with M.E. Employees Credit Union.
Offer: Requires deposit of new funds not already on deposit with the credit union.
Promotional rate
Rate checked
More details - M.E. Employees CUShare CertificatesCD · 12 months · $250 min · 0.75%–2.53% by balance
Credit union · 1 branch
2.53%APY$253 over 1 year on $10,000Requirements
Product: No monthly service fees. Fixed rates with customizable terms available.
Offer: Kids certificate tier.
1.50% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $250 and up 1.51%* $2,500 and up 0.75%* $5,000 and upYour amount 2.53%* Rate checked
More details - Taylor Credit UnionTerm Share CertificatesCD · 48 months · $1,000 min · 1.91%–2.22% by balance
Credit union · 1 branch
2.22%APY$918 over 48 months on $10,000Requirements
Product: Regular term Share Certificates may have a penalty for early withdrawal. Dividends paid quarterly. Membership eligibility required with a $5.00 deposit into primary savings.
1.90% interest rate · Effective Jan 1, 2024
Rate by balance
Rate by balance for Term Share Certificates Balance APY $1,000 and up 1.91% $10,000 and upYour amount 2.22% Rate checked
More details - 1.35%APY$67 over 6 months on $10,000
Requirements
Product: Additional deposits are allowed on CDs terms of 1 year or less with a minimum of $50 and an accumulated maximum of $250,000. Early withdrawal penalty may apply. You can add money anytime.
Offer: Start Small CD - 6 months term. Additional deposits allowed with a minimum of $50 and accumulated maximum of $250,000.
1.35% interest rate · Effective Sep 21, 2026
Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Minimum balance to open is $250. Add up to $10,000 more during your term.
1.24% interest rate · Effective Oct 16, 2026
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More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Wausau, WI metro
234 CDs at 23 banks and credit unions · checked Oct 6–16
- Typical
- 2.85%
- Top 10% from
- 4.10%
- Banks, typical
- 2.70%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Wausau, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cloverbelt Credit UnionCredit union · 4 branches
- Marathon County Employees Credit UnionCredit union · 2 branches
- Valley Communities Credit UnionCredit union · 3 branches