Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–25 results in Staunton, VA metro
- 3.03%APY$303 over 1 year on $10,000
Requirements
Product: Interest compounded based on CD term (quarterly, semi-annually, or at maturity). Automatically renewable. Penalty may apply for early withdrawal. Free with eStatements.
Offer: Average daily balance range: All Balances. Free with eStatements. Penalty may apply for early withdrawal. Automatically renewable.
3.00% interest rate · Effective May 1, 2026
Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.
2.96% interest rate · Effective Oct 16, 2026
Rate checked
More details - 2.78%APY$278 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply. Standard CDs receive a 0.25% interest rate bump when paired with an accompanying qualifying F&M Bank primary checking account (Money Market Accounts do not qualify).
2.75% interest rate
Rate checked
More details - 2.63%APY$1,094 over 48 months on $10,000
Requirements
Product: Compounding: terms < 12 months compound at maturity; >= 12 months compound monthly. Minimum opening deposit is $2,500 on 90-day CD and $500 on all other terms. Early withdrawal penalties: 3 months of interest for terms <= 12 months, 6 months of interest for terms > 12 months. Renewable CDs automatically reinvest at maturity. No penalty CD allows one withdrawal of principal after 7 days without penalty. No monthly fee. No minimum balance after opening to earn APY.
Offer: Interest compounds and pays monthly. Minimum opening deposit $500. Early withdrawal penalty is 6 months of interest.
2.60% interest rate · Effective Sep 10, 2026
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More details - 2.52%APY$252 over 1 year on $10,000
Requirements
Product: Allows one penalty-free withdrawal after six months. Penalty-free early withdrawal exception applies. Standard rate increase of 0.25% available with an accompanying primary checking account (Money Market Accounts do not qualify).
2.50% interest rate
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More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
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More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.55%APY$799 over 60 months on $10,000
Requirements
Product: Interest accrues daily and compounds quarterly if added to the CD balance. Early withdrawal penalties apply. CD interest can be added to the CD balance, deposited into another First Bank account, or paid by check.
1.55% interest rate · Effective Sep 30, 2026
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More details - 0.55%APY
Requirements
Product: Membership eligibility is required. Dividends are paid monthly. Fees may reduce earnings. Early withdrawal penalties may apply.
Offer: Share Certificate APY as high as 0.55%. Available terms include 6-month, 1-year, 2-year, 3-year, 4-year, and 5-year.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Staunton, VA metro
126 CDs at 16 banks and credit unions · checked Oct 22
- Typical
- 2.39%
- Top 10% from
- 4.00%
- Banks, typical
- 2.12%
- Credit unions, typical
- 3.48%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches