Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Somerset, PA metro
- PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - First Peoples Community Federal Credit UnionCertificatesCD · 15 months · $500 min
Credit union · 3 branches
4.15%APY$521 over 15 months on $10,000Requirements
Product: Early withdrawal penalty applies. Minimum deposit of $500. Non-promo certificates automatically renew into the same term. Certificate Specials renew at the non-promotional rate.
Offer: Renews at an 18-month non-promotional rate. Early withdrawal penalty applies.
4.07% interest rate
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000with conditions
Requirements
Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.
Qualified rate · Effective Sep 24, 2026
Rate checked
More details - 3.91%APY$661 over 20 months on $10,000
Requirements
Product: Fixed rate account. Minimum balance of $500.00 required to open and to obtain disclosed APY. Early withdrawal penalty may apply ($25 minimum). Interest compounding and crediting: less than 1 year earns non-compounded interest (credited monthly or at maturity); 1 year or longer compounded and credited semi-annually unless monthly checks/transfers are taken. Daily balance method used. Automatically renews at maturity with 7 calendar day grace period. Jumbo CD rate requires $100,000.00 or more.
Offer: Special CD / CD rate tier. $100,000.00 or more required to earn Jumbo CD rate.
3.88% interest rate · Balance cap $99,999.99 · Effective Sep 28, 2026
Rate checked
More details - 3.26%APY$493 over 18 months on $10,000
3.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Rate checked
More details - USSCO Johnstown Federal Credit UnionSuper Saver CertificateCD · 12 months · $1,000 min
Credit union · 1 branch
3.03%APY$303 over 1 year on $10,000Requirements
Product: Allows for deposits of $500 or more during term. One partial withdrawal per 12 month term with no penalty. Additional withdrawals have 90 days dividend [interest] penalty. Penalty may reduce earnings. Additional deposits allowed. Renews as a 12 Month Super Savings Certificate.
Offer: Allows for deposits of $500 or more during term. One partial withdrawal per 12 month term with no penalty. Additional withdrawals have 90 days dividend [interest] penalty. Renews as a 12 Month Super Savings Certificate.
Effective Oct 1, 2026
Rate checked
More details - 3.03%APY$615 over 24 months on $10,000
Requirements
Product: Early withdrawal penalty: less than 18 months incurs 90 days' dividends [interest]; 18 months and over incurs 180 days' dividends [interest]. Deposits insured by NCUA.
Offer: Penalty for early withdrawal: 18 months and over — 180 days' dividends [interest].
Effective Oct 1, 2026
Rate checked
More details - 2.01%APY$201 over 1 year on $10,000with conditions
Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings on the account. Relationship rates require four or more unique services with the bank.
Offer: Best "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal.
Qualified rate · 2.00% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - 0.20%APY$100 over 60 months on $10,000
Requirements
Product: Fixed interest rate for the term of certificate. For personal and business accounts under $100,000 only. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: In-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal.
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Somerset, PA metro
102 CDs at 9 banks and credit unions · checked Sep 24–Oct 22
- Typical
- 2.01%
- Top 10% from
- 3.48%
- Banks, typical
- 1.76%
- Credit unions, typical
- 2.58%
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Somerset, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Peoples Community Federal Credit UnionCredit union · 3 branches