Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–118 results in Seattle, WA metro
- Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 77 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.66%APY$335 over 24 months on $10,000
Requirements
Product: Dividends are calculated on the average daily balance and paid quarterly. 6-month Certificates dividends compounded and posted at maturity; 12 - 24 month Certificates dividends compounded and posted quarterly. Penalty may be imposed for early withdrawal. Automatically renews at maturity unless otherwise noted.
Offer: One time bump up option: during term, permitted to make a one-time written request to adjust interest rate to the rate in effect for the same term certificate. Dividends compounded and posted quarterly.
Balance cap $100,000
Rate checked
More details - 1.50%APY$150 over 1 year on $10,000
Requirements
Product: Limited to 1 qualifying certificate per participating member. Deposits of $25 or more earn entries into monthly, quarterly, and annual prize drawings (up to 100 entries per month).
Offer: Requires monthly deposits during 12-month term; minimum opening deposit $25.
1.50% interest rate · Effective Sep 1, 2026
Rate checked
More details - America's Credit UnionShare Certificates - STANDARDCD · 48–Unknown months · $500 min
Credit union · 8 branches
0.55%APYRequirements
Product: Membership required. Penalty of up to 90 days of dividends may be imposed for early withdrawal.
0.55% interest rate · Balance cap $24,999.99 · Effective Oct 1, 2026
Rate checked
More details - America's Credit UnionShare Certificates - FLEXCD · 48–Unknown months · $500 min
Credit union · 8 branches
0.50%APYRequirements
Product: Allows adding funds (minimum of $100 deposits) without having to wait until maturity. Rates may change after account opening. The Index is the 2 year US Treasury Bill published on the 25th day of the month; minimum dividend rate will never be less than the Performance Saver minimum dividend rate. Penalty of up to 90 days of dividends may be imposed for early withdrawal.
0.50% interest rate · Balance cap $24,999.99 · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.14%APY$28 over 24 months on $10,000
Requirements
Product: No setup or maintenance fees. Simple interest calculated on ledger balance; paid and compounded monthly, quarterly, semi-annually, or at maturity. Automatic renewal.
Offer: Below $15,000.00. Minimum balance to maintain to obtain APY is $0.01.
0.14% interest rate · Compounded monthly · Effective Oct 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY
Requirements
Product: A penalty for early withdrawal may be charged. Minimum Opening Deposit equals the Minimum Balance to Earn APY.
Offer: Applicable for Certificates of Deposit only and do not apply to IRAs.
0.01% interest rate · Effective Sep 28, 2026
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More details - Salal Credit Union7-Month Promotional CertificateCD · 7 months · $1,000 min
Credit union · 4 branches
0.00%APY$0 over 7 months on $10,000intro rateRequirements
Product: Minimum balance $1,000. Rates and offer subject to change without notice. Offer only available to consumer accounts for a limited time only, business accounts are not eligible.
Offer: Offer only available to consumer accounts for a limited time only, business accounts are not eligible.
Promotional rate · 0.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Seattle, WA metro
616 CDs at 63 banks and credit unions · checked Oct 15–22
- Typical
- 2.77%
- Top 10% from
- 3.93%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.04%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Firefighters First Credit UnionCredit union · 1 branch
- Alaska Air Group Credit UnionCredit union · 1 branch