Bank · FDIC insured
Coastal Community Bank
A $5.5B bank, the 263rd largest of 4,207, headquartered in Everett, WA, with 14 branches in Washington. Best rates: CDs 0.14% and savings 0.28% APY.
Coastal Community Bank Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#59 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Coastal Community Bank
Coastal Community Bank is based in Everett, Washington, and serves the North Puget Sound, including Snohomish and Island County markets.
The bank offers traditional banking alongside embedded finance solutions and has served its communities for over 22 years.
- Headquarters
- 5415 Evergreen Way, Everett, WA 98203
- FDIC certificate
- 34403 ↗
Branches
14 branches in Washington
Loading map…
Washington
14 branches
Seattle area · 13
- Coastal Community BankMain office5415 Evergreen Way, Everett, WA 98203Directions
- Arlington Branch525 N Olympic Ave, Arlington, WA 98223Directions
- Smokey Point16419 Smokey Point Blvd, Arlington, WA 98223Directions
- Darrington Branch1220 State Route 530 Ne, Darrington, WA 98241Directions
- Edmonds Branch123 3rd Ave S, Edmonds, WA 98020Directions
- Colby Avenue Branch2817 Colby Ave, Everett, WA 98201Directions
- Silver Lake Branch10520 19th Ave Se, Everett, WA 98208Directions
- Marysville Branch319 State Ave, Marysville, WA 98270Directions
- Monroe Branch19351 Highway 2, Monroe, WA 98272Directions
- Snohomish Branch928 Avenue D, Snohomish, WA 98290Directions
- Stanwood Branch9818 State Route 532, Stanwood, WA 98292Directions
- Sky Valley Branch425 Main St, Sultan, WA 98294Directions
- Woodinville Office17601 140th Ave Ne, Woodinville, WA 98072Directions
Oak Harbor area · 1
- Camano Branch818 N Sunrise Blvd, Camano Island, WA 98282Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.13% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.27% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | -1.10% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalLeverage ratio9.13%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.27%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets-1.10%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Coastal Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.