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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in San Antonio, TX metro

  1. First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance

    Bank · 14 branches

    3.75%APY$248 over 8 months on $10,000intro rate
  2. TAP FCUShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.75%APY$375 over 1 year on $10,000
  3. Top Carrot, Carrot Score 89
    CPS IBEW FCUShare CertificatesCD · 3 months · $1,000 min

    Credit union · 1 branch

    3.71%APY$91 over 3 months on $10,000
  4. Castroville State BankCertificate of DepositCD · 12 months · $1,000 min · 3.71%–4.07% by balance

    Bank · 2 branches

    3.71%APY$371 over 1 year on $10,000
  5. Southwest Research Center Federal Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · 2 branches

    3.70%APY$754 over 24 months on $10,000
  6. First Lockhart BankCertificate of DepositCD · 6 months · $1,000 min

    Bank · 1 branch

    3.65%APY$181 over 6 months on $10,000
  7. Farm Bureau BankCD with Step-Up OptionCD · 12 months · $1,000 min · 3.65%–3.75% by balance

    Bank · 1 branch

    3.65%APY$365 over 1 year on $10,000
  8. Top Carrot, Carrot Score 88
    Credit Human Federal Credit UnionLiquid Share CertificateCD · 12 months · $5,000 min

    Credit union · 20 branches

    3.64%APY$364 over 1 year on $10,000
  9. Top Carrot, Carrot Score 96
    Nizari Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.61%APY$179 over 6 months on $10,000
  10. Commerce Bank TexasCertificates of DepositCD · 12 months · $0 min · 3.55%–3.60% by balance

    Bank · 2 branches

    3.60%APY$360 over 1 year on $10,000
  11. Generations FCURegular Certificate of DepositCD · 6 months · $1,000 min

    Credit union · 7 branches

    3.55%APY$176 over 6 months on $10,000
  12. Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance

    Bank · 1 branch

    3.50%APY$173 over 6 months on $10,000
  13. First National Bank Texas7 Month Fixed Rate CDCD · 7 months · $500 min · 3.25%–4.20% by balance

    Bank · 14 branches

    3.50%APY$203 over 7 months on $10,000intro rate
  14. Top Carrot, Carrot Score 96
    PenFed Credit UnionMoney Market CertificatesCD · 60 months · $1,000 min

    Credit union · 4 branches

    3.50%APY$1,877 over 60 months on $10,000
  15. Firstmark Credit UnionFlex CDsCD · 12 months · $250 min

    Credit union · 12 branches

    3.35%APY$335 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in San Antonio, TX metro

483 CDs at 46 banks and credit unions · checked Oct 15–22

Typical
3.03%
Top 10% from
3.98%
Banks, typical
2.00%
Credit unions, typical
3.60%

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San Antonio, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Nizari Credit UnionCredit union · 1 branch
  2. PenFed Credit UnionCredit union · 4 branches
  3. CommunityAmerica Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate