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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Salt Lake City, UT metro

  1. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 28 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  2. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  3. Top Carrot, Carrot Score 89
    Ally BankHigh Yield CDCD · 18 months · $0 min

    Bank · 1 branch

    4.25%APY$644 over 18 months on $10,000
  4. Granite Credit UnionDouble Bump CertificateCD · 22 months · $500 min

    Credit union · 10 branches

    4.25%APY$793 over 22 months on $10,000
  5. Nelnet BankPersonal Certificates of DepositCD · 24 months · $1,000 min

    Bank · 1 branch

    4.25%APY$868 over 24 months on $10,000
  6. Top Carrot, Carrot Score 88
    Jordan Credit UnionCertificate AccountCD · 60 months · $500 min

    Credit union · 6 branches

    4.25%APY$2,313 over 60 months on $10,000
  7. Top Carrot, Carrot Score 88
    Firefighters Credit UnionCertificate AccountsCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$2,313 over 60 months on $10,000
  8. Top Carrot, Carrot Score 89
    Mountain America Credit UnionBump CertificateCD · 24 months · $500 min

    Credit union · 32 branches

    4.24%APY$866 over 24 months on $10,000
  9. Granite Credit UnionTraditional Savings CertificateCD · 24 months · $500 min

    Credit union · 10 branches

    4.20%APY$858 over 24 months on $10,000
  10. Top Carrot, Carrot Score 89
    Ridgeline Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    4.20%APY$2,284 over 60 months on $10,000
  11. IBEW Federal Credit UnionRegular CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.20%APY$2,284 over 60 months on $10,000
  12. Top Carrot, Carrot Score 89
    Ally BankSelect CDCD · 14 months · $0 min

    Bank · 1 branch

    4.15%APY$486 over 14 months on $10,000intro rate
  13. BCUCD SpecialsCD · 30 months

    Credit union · 1 branch

    4.15%APY$1,070 over 30 months on $10,000with conditions
  14. First Utah BankPromotional CDCD · 12–23 months · $500 min

    Bank · 6 branches

    4.10%APY
  15. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 6 branches

    4.10%APY$445 over 13 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Salt Lake City, UT metro

567 CDs at 47 banks and credit unions · checked Oct 15–22

Typical
3.85%
Top 10% from
4.40%
Banks, typical
2.80%
Credit unions, typical
4.00%

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Salt Lake City, UT metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 29 branches
  2. Deseret First Credit UnionCredit union · 6 branches
  3. Cyprus Credit UnionCredit union · 18 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate