Best CD rates and certificates

Requirements

Product: Open to anyone who lives, works, or worships in Grand Isle, Franklin, Chittenden, Addison, Rutland, and Washington counties. Minimum investment of $500 required. Interest is compounded and paid monthly based on an average daily balance. Early withdrawal penalties and restrictions may apply. Additional funds cannot be added to an existing Certificate.

Offer: 7 Months Special certificate. Early withdrawal penalties may apply. Interest compounded and paid monthly.

Requirements

Product: Early withdrawal penalties may apply to certificates. Fees may reduce earnings. Minimum to open is $500. Add-on deposit option is not available.

Offer: The 9-month Certificate Special is available with new money only (funds not currently on deposit at EastRise). Offered for a limited time and will renew to the 1-year term at maturity.

Requirements

Product: All Certificates of Deposit are subject to penalty for early withdrawal. No minimum balance required to earn the posted Annual Percentage Yields (APY).

Requirements

Product: Must be a member of Vermont Federal Credit Union ($5 share deposit in Primary Share account required for membership). Early withdrawal penalty applies. Dividends compounded monthly using the daily balance method.

Offer: Limited time offer. At the end of the 13 month term, if no action is taken, the account will automatically renew to a 18 month term.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.

Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.

Requirements

Product: Fixed or variable interest rate options. Interest credited monthly. Penalties assessed for early withdrawal. 7 to 89 day term \u2013 $10,000 minimum deposit; 90 day or longer term \u2013 $2,500 minimum deposit.

Offer: 7-Month Certificate.

Requirements

Product: Rates current as of 9/18/2026. Must be OWNER on a Beacon Bank checking account. Balance cannot exceed $1,000,000. APY is variable and subject to change. Early withdrawal penalty may apply.

Offer: Promotional rate valid for 6-month term. Must be an OWNER on a Beacon Bank checking account. Cannot make additional deposits before maturity.

Requirements

Product: Membership required ($25 minimum share). Starting minimum deposit is $1,000. Early withdrawal penalties apply. Cash withdrawals may be limited to $2,000.00 per day.

Requirements

Product: Variable-rate certificate. Minimum to open is $25. Add-on deposit option is available. Early withdrawal penalties may apply. Fees may reduce earnings.

Requirements

Product: Open to anyone who lives, works, or worships in Grand Isle, Franklin, Chittenden, Addison, Rutland, and Washington counties. Minimum investment of $500 required for share certificates. Interest is compounded and paid monthly based on an average daily balance. Early withdrawal penalties may apply. Additional funds cannot be added to an existing Certificate.

Offer: Early withdrawal penalties may apply.