Best CD rates and certificates

Requirements

Product: Early withdrawal penalty is 30 days dividends for terms less than 12 months and 90 days dividends for all other terms. Dividends paid monthly for terms of 6 months or less and quarterly for all other terms.

Offer: Posting Date: Quarterly

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: USX Federal Credit Union membership is required. Early withdrawal penalties apply (30-day dividend penalty for 6 Month, 90-day dividend penalty for all others). Dividends compound and credit monthly.

Requirements

Product: Promotional consumer CD specials. Must deposit $5,000 or more in new money (not currently on deposit with Peoples Security Bank & Trust). Valid on Pick Your Term CDs opened online or in branch for consumer customers; business customers in-branch only. At maturity, automatically renews into a CD with the same term at the prevailing tiered rate(s). Interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity. Offer may be changed or discontinued at any time. APY current as of 2026-07-01.

Offer: New money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates.

Requirements

Product: May charge fees that could reduce earnings. Penalties may be assessed for early withdrawal.

Offer: Special valid as of January 15th, 2026 and subject to change and may be withdrawn without notice.

Requirements

Product: Fixed rate for a fixed amount of time. Interest can be compounded to the CD, mailed quarterly by check, or deposited to checking or savings account.

Requirements

Product: Minimum purchase amount of $500 with no maximum purchase amount. Terms range from 3 months to 5 years. Early withdrawal penalties may apply.

Offer: No new money requirements.

Requirements

Product: Minimum investment is $1,000. Early withdrawals may be subject to a penalty and may reduce earnings. Dividends are paid monthly to share account. Rates are reviewed monthly by the Board of Directors.

Offer: Minimum balance to earn APY as an investment in a certificate is $1,000. Dividends paid monthly to share account. Early withdrawal subject to penalty.

Requirements

Product: Membership eligibility required (family relationship, participating employer, or living/working/worshiping/attending school in underserved communities of Pittsburgh). Minimum deposit $500. Automatically renews upon maturity. No maintenance or set up fees.

Offer: Interest reinvests/compounds and credits quarterly. Daily balance method used. Early withdrawal penalty applies (120 days dividends). Automatically renews upon maturity.

Requirements

Product: Rates shown for ZIP code 17061 (Central PA). Annual Percentage Yields (APY) based on semi-annual compounding. Substantial penalty for early withdrawal. $500 minimum balance, $50,000 maximum balance when opening online (visit a branch for amounts over $50,000). Terms from 60 months to 10 years available when opened in a financial center. Automatically renews upon maturity.

Offer: APY based on semi-annual compounding. Substantial penalty for early withdrawal.

Requirements

Product: Signature required. Penalty may be imposed for early withdrawal.

Offer: Special rate / limited time offer. Dividends are compounded and paid quarterly and at maturity. Assumes principal and interest remain on deposit. Automatically renews to a 12-month certificate upon maturity.

Requirements

Product: Credit Union membership required. Applicants must qualify by living, working, worshipping or attending school in Fayette, Washington, Greene or Westmoreland County.

Offer: Limited time special. Maximum deposit $250,000.

Requirements

Product: Limited time promotions. Membership and eligibility required (live, learn, work, attend school or worship in Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, or Westmoreland county). No minimum balance, no minimum opening deposit. Early withdrawal penalties may apply and may reduce earnings. Dividends compounded and credited monthly.

Offer: Auto-renews to the 12-month traditional certificate at established rate at the end of term. No minimum balance, no minimum opening deposit. $5,000 new money requirement.

Requirements

Product: Substantial penalty for early withdrawal.

Requirements

Product: Minimum opening deposit is $1,000 for adults/consumer certificates and $250 for youth under 18. Early withdrawal penalty is 1 month of interest plus $25.00. Automatically renews for the same term with a 7-day grace period after maturity to redeem without penalty.

Offer: Growth certificate. Compounded dividends monthly. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 12 months with a 7-day grace period.