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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 181–195 results in Philadelphia, PA-NJ-DE-MD metro

  1. Customers Bank48 Month CDCD · 48 months · $500 min

    Bank · 3 branches

    0.50%APY$202 over 48 months on $10,000
  2. Customers Bank60 Month CDCD · 60 months · $500 min

    Bank · 3 branches

    0.50%APY$253 over 60 months on $10,000
  3. OceanFirst BankCertificates of DepositCD · 84 months · $500 min

    Bank · 3 branches

    0.50%APY$355 over 84 months on $10,000
  4. Pennsville National Bank48 Month CDCD · 48 months · $2,500 min

    Bank · 5 branches

    0.40%APY$161 over 48 months on $10,000
  5. Stepping Stones Community Federal Credit UnionShare CertificatesCD · 60 months · $100 min

    Credit union · 1 branch

    0.35%APY$176 over 60 months on $10,000
  6. United Bank of PhiladelphiaUnited Blue Certificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    0.30%APY$151 over 60 months on $10,000
  7. QNB BankIncome CDCD · 12 months · $5,000 min

    Bank · 11 branches

    0.25%APY$25 over 1 year on $10,000with conditions
  8. QNB BankFlex 12 Growth CDCD · 12 months · $250 min

    Bank · 11 branches

    0.25%APY$25 over 1 year on $10,000
  9. QNB BankGrowth CDCD · 12 months · $500 min

    Bank · 11 branches

    0.25%APY$25 over 1 year on $10,000
  10. Pennsville National Bank12 Month CDCD · 12 months · $2,500 min

    Bank · 5 branches

    0.20%APY$20 over 1 year on $10,000
  11. Customers Bank13 Month CDCD · 13 months · $500 min

    Bank · 3 branches

    0.20%APY$22 over 13 months on $10,000
  12. Pennsville National Bank30 Month Rate Option CDCD · 30 months · $2,500 min

    Bank · 5 branches

    0.20%APY$50 over 30 months on $10,000
  13. Pennsville National Bank18 Month Rate Option CDCD · 18 months · $2,500 min

    Bank · 5 branches

    0.15%APY$23 over 18 months on $10,000
  14. edU Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    0.15%APY$75 over 60 months on $10,000
  15. Pennsville National Bank6 Month CDCD · 6 months · $2,500 min

    Bank · 5 branches

    0.10%APY$5 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Philadelphia, PA-NJ-DE-MD metro

1,229 CDs at 117 banks and credit unions · checked Oct 16–23

Typical
3.15%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.51%

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Philadelphia, PA-NJ-DE-MD metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Freedom Credit UnionCredit union · 4 branches
  2. HEFCUCredit union · 1 branch
  3. Self Reliance Financial Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate