Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Peoria, IL metro
- 3.70%APY$183 over 6 months on $10,000intro rate
Requirements
Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal. The CD specials may renew into different lengths of maturity upon renewal.
Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 3 Month. May renew into different lengths of maturity upon renewal.
Promotional rate · 3.65% interest rate · Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details - 3.55%APY$1,103 over 36 months on $10,000
Requirements
Product: Rates current for approved customers. Rates are subject to change. Mandatory penalty for early withdrawal. Interest is credited monthly.
Offer: Interest is credited monthly. Subject to early withdrawal penalty.
3.50% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.52%APY$204 over 7 months on $10,000
Requirements
Product: Rates subject to change without notice. Interest is compounded and credited quarterly. Rates are fixed for the initial term. A penalty may be imposed for early withdrawal. Account fees could reduce earnings. Minimum balance is required to obtain the stated APY.
3.47% interest rate · Effective Oct 16, 2026
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More details - 3.51%APY$381 over 13 months on $10,000intro rate
Requirements
Offer: Initial Annual Percentage Yield when all conditions are met
Promotional rate · 3.46% interest rate · Effective May 14, 2026
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More details - 3.49%APY$144 over 5 months on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal.
Offer: Special
3.44% interest rate · Effective May 1, 2026
Rate checked
More details - Peoria Hiway CUShare Certificates of DepositCD · 24 months · $1,000 min · 3.44%–3.75% by balance
Credit union · 1 branch
3.44%APY$700 over 24 months on $10,000Requirements
Product: Minimum Share Certificate investment - $1,000.00 Regular Share Certificates, $50,000.00 Jumbo Share Certificates. Early Withdrawal Penalties Apply. Dividends are Compounded and Credited Quarterly. Dividend Period is Quarterly.
3.40% interest rate
Rate by balance
Rate by balance for Share Certificates of Deposit Balance APY Any balanceYour amount 3.44% $50,000 and upJumbo (>$50,000) 3.75% Rate checked
More details - 3.40%APY$170 over 6.066666666666666 months on $10,000
Requirements
Product: Interest is compounded daily and credited monthly on all certificates. A penalty may be imposed for early withdrawal. For as little as $500, you can open your CD.
Offer: 182 days term. Penalty applied for early withdrawal based on length of term.
3.34% interest rate · Compounded daily · Effective Oct 16, 2026
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Terms 3 months–5 years. Dividends compounded and credited monthly; dividend period monthly. Early withdrawal penalties may apply. Rates subject to change daily. Federally insured up to $250,000 by NCUA in conjunction with other CEFCU accounts.
Offer: Minimum to open $1,000.
3.20% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.11%APY$962 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty may apply. Annual payout of dividends required.
Offer: Non-IRA
Effective Aug 17, 2026
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More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
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More details - Morton Community BankCertificate of DepositCD · 60 months · $1,000 min · 3.05%–3.11% by balance
Bank · 27 branches
3.05%APY$1,621 over 60 months on $10,000Requirements
Product: Rates apply to consumer deposits only. Rates may be unavailable in counties where the Bank does not maintain a branch facility. Specials cannot be combined with any other offers. Interest begins to accrue on the business day you deposit non-cash items. Withdrawals of interest may reduce earnings. A penalty may be imposed for early withdrawal.
Offer: Under $100,000.
3.01% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $100,000Your amount 3.05% $100,000 and up$100,000 and Over. 3.11% Rate checked
More details - 3.00%APY$453 over 18 months on $10,000
2.97% interest rate · Effective Sep 29, 2026
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More details - 2.93%APY$1,553 over 60 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Interest can be paid monthly to another account, compounded quarterly on the CD, or paid at maturity.
Offer: A penalty may be imposed for early withdrawal.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.
2.71% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Peoria, IL metro
314 CDs at 27 banks and credit unions · checked Oct 6–22
- Typical
- 2.00%
- Top 10% from
- 3.71%
- Banks, typical
- 1.91%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
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Peoria, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cooperative Choice Network Credit UnionCredit union · 3 branches
- PPECUCredit union · 1 branch
- Peoria Hiway CUCredit union · 1 branch