Bank · FDIC insured
First Security Bank CD Rates
First Security Bank’s best CD rate is 3.40% APY on a 6-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How First Security Bank’s CD rates compare
Compared with banks and credit unions near Peoria, IL, where First Security Bank has the most branches. $10,000, best rate first.
This bank’s best
First Security Bank
3.40%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $170
Certificates of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
First Security Bank CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Security Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.40%APY · 12 terms
Interest is compounded daily and credited monthly on all certificates. A penalty may be imposed for early withdrawal. For as little as $500, you can open your CD.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month31 days term. Penalty applied for early withdrawal based on length of term | 3.00% | $25 |
| 3 months91 days term. Penalty applied for early withdrawal based on length of term | 3.00% | $75 |
| 6 months182 days term. Penalty applied for early withdrawal based on length of term | 3.40% | $170 |
| 9 months9 months term. Penalty applied for early withdrawal based on length of term | 3.40% | $254 |
| 12 months12 months term. Penalty applied for early withdrawal based on length of term | 3.25% | $325 |
| 13 months13 months term. Penalty applied for early withdrawal based on length of term | 3.25% | $353 |
| 18 months18 months term. Penalty applied for early withdrawal based on length of term | 3.00% | $453 |
| 24 months24 months term. Penalty applied for early withdrawal based on length of term | 2.50% | $506 |
| 30 months30 months term. Penalty applied for early withdrawal based on length of term | 2.25% | $572 |
| 36 months36 months term. Penalty applied for early withdrawal based on length of term | 2.00% | $612 |
| 48 months48 months term. Penalty applied for early withdrawal based on length of term | 2.00% | $824 |
| 60 months60 months term. Penalty applied for early withdrawal based on length of term | 2.00% | $1,041 |
Special-purpose accounts
Individual Retirement Account (IRA)
Up to 3.25%APY · 8 terms
IRA term must be for 12 months or greater – same as CD's. Options include Roth, Traditional, SEP, CESA, and Simple IRA rollover. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 months term. A penalty may be imposed for early withdrawal | 3.25% | $325 |
| 13 months13 months term. A penalty may be imposed for early withdrawal | 3.25% | $353 |
| 18 months18 months term. A penalty may be imposed for early withdrawal | 3.00% | $453 |
| 24 months24 months term. A penalty may be imposed for early withdrawal | 2.50% | $506 |
| 30 months30 months term. A penalty may be imposed for early withdrawal | 2.25% | $572 |
| 36 months36 months term. A penalty may be imposed for early withdrawal | 2.00% | $612 |
| 48 months48 months term. A penalty may be imposed for early withdrawal | 2.00% | $824 |
| 60 months60 months term. Penalty applied for early withdrawal based on length of term | 2.00% | $1,041 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.