Bank · FDIC insured
Farmers State Bank CD Rates
Farmers State Bank’s best CD rate is 3.51% APY on a 13-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Farmers State Bank’s CD rates compare
Compared with banks and credit unions near Peoria, IL, where Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank
3.51%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $381
Certificates of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Farmers State Bank CD score
65
CD score
Higher than 14% of U.S. banks and credit unions
- 3–8 months3–8 mo0.60%
- 9–15 months9–15 mo3.51%
- 16–30 months16–30 mo0.95%
- 31–60 months31–60 mo1.99%
- QualifiedQualified3.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.51%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.60% | $30 |
| 13 monthsInitial Annual Percentage Yield when all conditions are met | 3.51% | $381 |
| 18 months | 0.85% | $128 |
| 24 months | 0.90% | $181 |
| 30 months | 0.95% | $239 |
| 60 months | 1.99% | $1,035 |
Special-purpose accounts
Individual Retirement Accounts (IRAs) CD
Up to 3.51%APY · 6 terms
Offers Individual Retirement Accounts (IRAs) under the same terms as Certificates of Deposits with the exception that the minimum to open the IRA CD is $20.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.60% | $30 |
| 13 monthsInitial Annual Percentage Yield when all conditions are met | 3.51% | $381 |
| 18 months | 0.85% | $128 |
| 24 months | 0.90% | $181 |
| 30 months | 0.95% | $239 |
| 60 months | 1.99% | $1,035 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.