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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 181–195 results in New York, NY-NJ metro

  1. North Jersey Federal Credit UnionRegular Term Share CertificatesCD · 18 months · $500 min

    Credit union · 4 branches

    3.25%APY$491 over 18 months on $10,000
  2. Bankwell18 Month CDCD · 18 months · $1,000 min

    Bank · 1 branch

    3.25%APY$491 over 18 months on $10,000
  3. Valley24-Month Certificate of DepositCD · 24 months · $500 min

    Bank · 164 branches

    3.25%APY$661 over 24 months on $10,000
  4. Financial Resources FCUTerm CertificatesCD · 60 months · $500 min

    Credit union · 9 branches

    3.25%APY$1,734 over 60 months on $10,000with conditions
  5. Top Carrot, Carrot Score 89
    New York Times Employees' Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 2 branches

    3.25%APY$1,734 over 60 months on $10,000
  6. Valley36-Month Certificate of DepositCD · 36 months · $500 min

    Bank · 164 branches

    3.20%APY$991 over 36 months on $10,000
  7. Jersey Central Federal Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    3.20%APY$1,706 over 60 months on $10,000
  8. Generations United Federal Credit UnionCharitable Share CertificateCD · 10 months · $500 min

    Credit union · 1 branch

    3.15%APY$262 over 10 months on $10,000
  9. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 337 branches

    3.15%APY$315 over 1 year on $10,000
  10. People's Alliance Federal Credit UnionBump-Up Share Certificate AccountCD · 18 months

    Credit union · 7 branches

    3.14%APY$475 over 18 months on $10,000
  11. Top Carrot, Carrot Score 87
    Qside FCUBump Up CDsCD · 36 months · $500 min · 2.87%–3.47% by balance

    Credit union · 1 branch

    3.12%APY$966 over 36 months on $10,000
  12. Van Cortlandt Cooperative Federal Credit Union (VCCFCU)Share CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.05%APY$305 over 1 year on $10,000
  13. Esquire BankCertificates of DepositCD · 24 months · $500 min

    Bank · 1 branch

    3.05%APY$619 over 24 months on $10,000
  14. Valley48-Month Certificate of DepositCD · 48 months · $500 min

    Bank · 164 branches

    3.05%APY$1,277 over 48 months on $10,000
  15. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min

    Credit union · 5 branches

    3.04%APY$1,615 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in New York, NY-NJ metro

1,481 CDs at 167 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.05%
Banks, typical
3.00%
Credit unions, typical
3.04%

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New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate