Best CD rates and certificates

Requirements

Offer: Special

Requirements

Product: Fixed rates; no setup or maintenance fees; interest earnings can be withdrawn without penalty; penalty applies if principal is withdrawn before maturity; $5,000 minimum balance required to receive monthly ACH transfer of interest.

Offer: Current Special; $5,000 minimum balance required to receive ACH transfer of interest; penalty applies if principal is withdrawn before maturity.

Requirements

Product: Rate negotiations are available based off of profitability. Penalties may apply if account is closed.

Offer: 5 month special; Cap at $2 Million

Requirements

Product: $1,000 minimum deposit required. Flexible terms. Interest compounded and credited monthly; monthly interest distribution available. Early withdrawal penalties may apply.

Offer: $1,000 minimum deposit required to open and attain the stated APY. Early withdrawal penalty may apply. Compounded and credited monthly.

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Product: Automatic renewal at maturity. Penalty for early withdrawal.

Offer: Penalty for early withdrawal.

Requirements

Product: Minimum deposit of $500 to open. 2 forms of identification required. Additional deposits are not allowed during term. Early withdrawals may be subjected to penalties. Automatically renewed upon maturity with a 10-day grace period. Open at any office or online (online for existing customers only).

Offer: Early withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period.

Requirements

Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.

Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.

Requirements

Product: $500 minimum balance. Lock in a rate for a specific term. Same terms/conditions apply as with certificate accounts. Dividends are compounded daily and paid monthly. No custodial fees. Dividend forfeiture for principal monies withdrawn prior to maturity.

Offer: Fixed rate for 6 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees.

Requirements

Product: Dividends compounded daily and paid monthly. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club accounts). Automatic renewal at maturity. Early withdrawal penalty / dividend forfeiture applies for principal monies withdrawn prior to maturity. No setup or maintenance fees.

Offer: Fixed rate for 6 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity.

Requirements

Product: Interest is compounded monthly. Fixed rate for the term. Monthly maintenance charge: None for CDs. Early withdrawal penalties assessed prior to maturity (Term of 6 months or less: 3 months' interest; more than 6 months up to 48 months: 6 months' interest; 48 months or greater: 12 months' interest). CD renews at the same term as the original.

Offer: Term: 6 Months. Interest compounded monthly. Minimum balance to earn APY is $500.00.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: Fixed rate CD terms from 30 days to 5 years. No monthly service fee. Interest compounds monthly. Penalty for early withdrawal may be imposed. 30-day Savers CD allows deposits at any time throughout the life of the account.

Offer: 5 Year CD. Early withdrawal penalty: 365 days interest on amount withdrawn.

Requirements

Product: Allows additional deposits during term of $100.00 or more; aggregate total cannot exceed original amount of certificate. If automatically renewed, becomes a regular Certificate of Deposit. Fixed rate for the term. Interest compounded monthly. Monthly maintenance charge: None. Early withdrawal penalties apply.

Offer: Term: 30 Month. Minimum opening balance and minimum balance to earn APY is $2,000.00. Allows add-on deposits of $100.00 or more.