Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Minneapolis, MN-WI metro
- Members Cooperative Credit UnionMembersPlus 13 Month Share CertificateCD · 13 months · $1,000 min
Credit union · 2 branches
4.10%APY$445 over 13 months on $10,000with conditionsRequirements
Product: Requires at least two products from Members, one of which is an active checking account (minimum of 5 debits per month or recurring direct deposit(s) totaling a minimum of $500 per month). Renews into MembersPlus 12 Month Share Certificate. $1,000 minimum deposit/balance. Early withdrawal penalty applies.
Offer: Requires at least two products from Members, one of which is an active checking account (minimum of 5 debits per month or recurring direct deposit(s) totaling a minimum of $500 per month). Renews into MembersPlus 12 Month Share Certificate. Assumes principal and interest remain on deposit for the term of the certificate. Early withdrawal penalty applies.
Qualified rate · Effective Oct 16, 2026
Rate checked
More details - 4.10%APY$586 over 17 months on $10,000intro rate
Requirements
Product: Limited-time promotional special rate. Membership required. $500 minimum deposit for Standard Certificates of Deposit. Automatically renews at the current non-promotional rate upon maturity.
Offer: Limited time offer. Accurate as of 9/1/2026.
Promotional rate · 4.03% interest rate · Effective Sep 1, 2026
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More details - 4.10%APY$693 over 20 months on $10,000with conditions
Requirements
Product: A penalty may be imposed for early withdrawal. Additional deposits are not allowed after opening. Interest is calculated using the daily balance method. Requires an Alerus checking account with a $500 minimum balance to qualify. IRA funds do not qualify.
Offer: Requires an Alerus checking account with a $500 minimum balance. IRA funds do not qualify. Early withdrawal penalty may apply.
Qualified rate · Effective Sep 25, 2026
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More details - 4.08%APY$1,275 over 36 months on $10,000
Requirements
Product: Penalty for early withdrawal.
4.02% interest rate · Effective Oct 9, 2026
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More details - Farm Credit Employees Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · 1 branch
4.07%APY$2,208 over 60 months on $10,0004.00% interest rate · Effective Oct 4, 2026
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More details - City & County Credit UnionCertificates of DepositCD · 9 months · $5,000 min
Credit union · 10 branches
4.06%APY$303 over 9 months on $10,000Requirements
Product: No monthly or service fees. A penalty may be imposed for early withdrawal.
Offer: Includes a 0.20% rate boost for new money not included in current CCCU member's 3 month average daily balance. Automatically renews into a 12-month term at maturity unless otherwise directed.
4.00% interest rate · Effective Sep 29, 2026
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More details - 4.06%APY$406 over 1 year on $10,000
Requirements
Product: Must be a member; purchase and maintain minimum required share ($5.00) in savings/trust savings. Early withdrawal penalty applies based on term. 7-day grace period after maturity.
Offer: Flex Rate Certificate. May request a rate change one time during the life of certificate to the current rate offering for an equivalent term in writing. Interest compounded and credited quarterly.
4.00% interest rate · Effective Oct 1, 2026
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More details - 4.06%APY$475 over 14 months on $10,000intro rate
Requirements
Product: Additional deposits of $10 to $25,000 allowed per day. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty.
Offer: 14 Month Flex CD Special renews into a regular 1 year certificate. Additional deposits of $10 to $25,000 allowed per day. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty. Penalty for early withdrawal.
Promotional rate · 4.00% interest rate · Effective Oct 9, 2026
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More details - 4.06%APY$2,202 over 60 months on $10,000intro rate
Requirements
Product: Can be stepped up to the then-current 5 Year rate CD one time during the 5 year term without extending original maturity date; considered a variable rate product until after the step-up feature is elected.
Offer: 5 Year term. Early withdrawal penalty: 6 Month's Interest. Rate can be stepped up one time during the 5-year term to the then-current 5 Year rate CD.
Promotional rate · 4.00% interest rate · Effective Sep 24, 2026
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More details - 4.05%APY$1,265 over 36 months on $10,000
Requirements
Product: $500 minimum opening deposit. No monthly service charge. Interest rate locked in for full term. Early withdrawal penalty may apply. Available terms start from 3 months. Showing rates for Apple Valley branch.
Effective Sep 17, 2026
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More details - 4.04%APY$200 over 6 months on $10,000
Requirements
Product: Variable Rate (Rate may be subject to change); Fees could reduce earnings; Minimum to earn interest; Substantial penalty for early withdrawal; Early withdrawal of an IRA certificate requires an additional IRS penalty.
Offer: 182 Days Term. Semi Annual Compounding.
4.00% interest rate
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More details - 4.01%APY$401 over 1 year on $10,000
Requirements
Product: Dividends calculated daily, credited and compounded monthly (or at maturity for 3 Month). Early withdrawal penalties apply. Rates vary by Membership Value Pricing (MVP) level. Minimum deposit $1,000 ($500 for age 16 and younger) unless otherwise stated.
Offer: Gold MVP Level: active checking with 5+ posted transactions/month and minimum $30,000 average monthly household balance or first mortgage with balance. Compounded monthly.
3.94% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - 4.00%APY$99 over 3 months on $10,000
Requirements
Product: Fees could reduce earnings. Penalty may apply for early withdrawal. Insured by NCUA.
3.94% interest rate
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More details - 4.00%APY$99 over 3 months on $10,000
Requirements
Product: $10,000 minimum opening deposit required to obtain stated APY. Substantial penalty for early withdrawal. Subject to approval.
Offer: $10,000 minimum opening deposit required to obtain stated APY. Substantial penalty for early withdrawal.
Effective Oct 30, 2025
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More details - 4.00%APY$165 over 5 months on $10,000
Requirements
Offer: Exclusive offer
3.95% interest rate · Effective Oct 22, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Minneapolis, MN-WI metro
1,037 CDs at 105 banks and credit unions · checked Oct 16–22
- Typical
- 3.20%
- Top 10% from
- 4.15%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.43%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches