Best CD rates and certificates

Requirements

Product: Dividends compounded monthly. Penalty may apply for early withdrawal (penalty equal to 180 days' dividends will be applied for early withdrawal). Rates subject to change without notice. No monthly fees.

Offer: 15 Month Special. Automatically renews at maturity for a 12-month term at the then current 12 month share certificate dividend rate. Dividends calculated daily, compounded monthly. Penalty equal to 180 days' dividends will be applied for early withdrawal.

Requirements

Product: Interest is computed using the Daily Balance Method. Early withdrawal penalties may apply.

Offer: 15 Month Fixed. Rolls into the 15-month plan at maturity.

Requirements

Product: Early withdrawal penalties may apply. Member Rewards: rate increases by 0.10% if you have CECU checking, direct deposit, and over $25,000 on deposit; rate increases by 0.20% if you have over $50,000 on deposit. Interest paid monthly.

Requirements

Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.

Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.

Requirements

Product: The Minimum Opening Deposit and the Minimum Balance required to earn dividends is $1,000.00.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Flexible terms are available from 182 days to 60 months. APYs assume deposits remain in the account for the term of the deposit account and interest is added back when paid. Early withdrawal penalties will be imposed. Fees may reduce earnings.

Offer: An early withdrawal penalty will be imposed. APYs assume deposits remain in the account for the term of the deposit account and interest is added back when paid. Any specials are limited time offers.

Requirements

Product: Minimum Opening Deposit and Minimum Balance to earn dividends is $500.00.

Requirements

Product: Dividends are paid quarterly. Liquid Certificate is available for 6-month term. Unlimited deposits and 2 penalty-free withdrawals May be subject to new money requirements.

Offer: Dividends paid quarterly.

Requirements

Product: A minimum balance of $500.00 is required to open the account and to obtain the APY. CD rates are fixed for term of account. Automatic renewal. Interest is compounded monthly and paid monthly.

Offer: Interest Credited Monthly. Early withdrawal penalty: 6 months loss of interest on the amount withdrawn.

Requirements

Product: APY based on monthly compounding. Rates subject to change daily.

Requirements

Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.

Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.

Requirements

Product: Dividends calculated daily, compounded/posted monthly. Early withdrawal penalties apply. All rates subject to change.

Offer: Minimum balance $500.00 for minor accounts.

Requirements

Product: Early withdrawal penalty: all dividends posted for terms < 6 months, 6 months dividends for terms >= 6 months. 7-calendar-day grace period after maturity. Optional checking relationship provides bonus 0.15% APY on new certificates.