Credit union · NCUA insured
First Choice Community Credit Union CD Rates
First Choice Community Credit Union’s best CD rate is 3.56% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How First Choice Community Credit Union’s CD rates compare
Compared with banks and credit unions near Knoxville, TN, where First Choice Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
First Choice Community Credit Union
3.56%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,910
Share Certificate
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
2nd-highest rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $500
First Choice Community Credit Union CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo0.25%
- 9–15 months9–15 mo0.45%
- 16–30 months16–30 mo0.75%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Choice Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.56%APY · 6 terms
APY based on monthly compounding. Rates subject to change daily.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.25% | $12 |
| 12 months | 0.45% | $45 |
| 18 months | 0.50% | $75 |
| 24 months | 0.75% | $151 |
| 36 months | 0.90% | $272 |
| 60 months | 3.56% | $1,910 |
Sources (1)
- firstchoiceccu.org/rates.html · captured Sep 18, 2026
Special-purpose accounts
IRA Certificate
Up to 0.90%APY · 5 terms
APY is based on quarterly compounding. Dividends are declared quarterly by the Board of Directors and dividend rates are subject to change daily.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAPY based on quarterly compounding | 0.25% | $12 |
| 12 monthsAPY based on quarterly compounding | 0.45% | $45 |
| 18 monthsAPY based on quarterly compounding | 0.50% | $75 |
| 24 monthsAPY based on quarterly compounding | 0.75% | $151 |
| 36 monthsAPY based on quarterly compounding | 0.90% | $272 |
Sources (1)
- firstchoiceccu.org/rates.html · captured Sep 18, 2026
Who can join First Choice Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, or attends school in Knox, Blount, Jefferson, or Sevier County.
Family and household
- Immediate family members of existing members are eligible to join.
Cost to join
- Initial $5 deposit or share of ownership required to join.
Membership information collected October 5, 2026.