Credit union · NCUA insured
Alcoa Tenn Federal Credit Union
A $424.5M credit union headquartered in Alcoa, TN, with 22,137 members and 5 branches in Tennessee. Best rates: CDs 4.00% and savings 1.00% APY.
Alcoa Tenn Federal Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#8 of 32 in Knoxville, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Alcoa Tenn Federal Credit Union
Alcoa Tenn Federal Credit Union was established in 1936 as Plate Mill Employees Credit Union before West & North Plant merged and renamed it in 1959.
- Headquarters
- 124 N Hall Rd, Alcoa, TN 37701-2648
- NCUA charter
- 1509
Branches
5 branches in Tennessee
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Tennessee
5 branches
Knoxville area · 4
- ATFCU-Main OfficeMain office124 N Hall Rd, Alcoa, TN 37701Directions
- ATFCU-Eagleton Branch2746 E Broadway Ave, Maryville, TN 37804Directions
- ATFCU-Fairview Branch2511 US Highway 411 S, Maryville, TN 37801Directions
- ATFCU-Foothills Branch425 Foothills Mall Dr, Maryville, TN 37801Directions
Vonore area · 1
- ATFCU-Tellico West Branch160 Deer Xing, Vonore, TN 37885Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.88% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.05% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.72% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $66 | $76 | — |
- CapitalNet worth ratio13.88%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.05%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.72%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$66Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Alcoa Tenn Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.