Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Janesville, WI metro
- Teachers Credit Union BeloitShare Certificate (CD)CD · 12 months · $1,000 min
Credit union · 1 branch
3.55%APY$355 over 1 year on $10,000Requirements
Product: Requires $1,000 minimum balance to open ($5,000 for 18 month Special). Penalty for early withdrawal may be imposed. Dividends calculated by daily balance method. Membership requires purchase of a $5.00 share.
Offer: Penalty for early withdrawal may be imposed (90 days dividends on amount withdrawn for original maturity of 1 year or less).
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Offer: Interest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.
3.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 2.93%APY
Requirements
Product: Interest compounded and paid quarterly. Penalty for early withdrawal. $0 monthly maintenance fee. Automatically renewable CDs have a 10-day grace period. Non-renewable CDs do not pay interest after maturity.
2.90% interest rate · Effective Sep 29, 2026
Rate checked
More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.
2.71% interest rate
Rate checked
More details - 2.28%APY$113 over 6 months on $10,000
Requirements
Product: $1,000.00 initial deposit requirement. No minimum balance to earn Annual Percentage Yield (APY). Fixed interest rate for entire term. Automatically renews into a CD with the same term. Penalty will or may be imposed for early withdrawal.
Offer: No compounding during term. Interest credited at maturity.
2.27% interest rate
Rate checked
More details - Blackhawk Community Credit UnionSmart Saver CertificateCD · 12 months · $0 min
Credit union · 7 branches
1.96%APY$196 over 1 year on $10,000Requirements
Product: Features no minimum and up to a 12-month term; members can deposit anytime. Available with youth savings accounts (Money Minder and Money Maker).
Offer: Deposit anytime; no minimum balance requirement.
1.95% interest rate
Rate checked
More details - 1.90%APY$384 over 24 months on $10,000
Requirements
Product: Add-on CD allowing unlimited deposits throughout the term. Dividends are compounded and paid monthly. Advantage Plus Rewards incentive may not be applied. Fees may reduce earnings. Requires membership in Advia Credit Union.
Offer: Unlimited deposits permitted during term.
1.88% interest rate · Effective Jun 16, 2026
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More details - 1.40%APY$720 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Offer: Penalty for early withdrawal and/or restrictions may apply. Fees could reduce earnings.
1.39% interest rate · Effective Oct 14, 2026
Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Minimum balance to open is $250. Add up to $10,000 more during your term.
1.24% interest rate · Effective Oct 16, 2026
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More details - 1.06%APY$431 over 48 months on $10,000
Requirements
Product: Membership eligibility required. Penalty will be assessed for early withdrawal. Minimum balance to open and obtain the advertised APY is $1,000.
1.05% interest rate · Effective Oct 1, 2026
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More details - First Community Credit UnionDream Seeker Share CertificateCD · 12 months · $25 min
Credit union · 3 branches
1.01%APY$101 over 1 year on $10,000Requirements
Product: Minimum balance to open and obtain APY is $25.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Janesville, WI metro
256 CDs at 18 banks and credit unions · checked Oct 6–16
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 1.00%
- Credit unions, typical
- 2.77%
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Find your bank or credit union to see all its rates and how they compare near you.
Janesville, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Blackhawk Community Credit UnionCredit union · 7 branches
- Educators CUCredit union · 2 branches