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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Grand Rapids, MI metro

  1. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionLimited Time 3-Month and 6-Month Share CertificatesCD · 3 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$99 over 3 months on $10,000intro rate
  2. West Michigan Community Bank6-Month CDCD · 6 months · $1,000 min

    Bank · 7 branches

    4.00%APY$198 over 6 months on $10,000intro rate
  3. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionNo Penalty 9-Month CertificateCD · 9 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$299 over 9 months on $10,000intro rate
  4. Adventure Credit UnionSave to Win CDCD · 12 months · $25 min

    Credit union · 6 branches

    4.00%APY$400 over 1 year on $10,000
  5. Tri-Cities Credit Union12-Month CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  6. United Bank of MichiganCertificates of DepositCD · 24 months · $500 min

    Bank · 9 branches

    4.00%APY$816 over 24 months on $10,000intro rate
  7. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min

    Credit union · 32 branches

    4.00%APY$2,167 over 60 months on $10,000with conditions
  8. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$2,167 over 60 months on $10,000with conditions
  9. Mercantile BankCertificate of DepositCD · 6 months · $500 min

    Bank · 13 branches

    3.95%APY$196 over 6 months on $10,000
  10. Independent Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 16 branches

    3.87%APY$224 over 7 months on $10,000with conditions
  11. Parda Credit UnionShare CertificatesCD · 13 months · $500 min

    Credit union · 2 branches

    3.80%APY$413 over 13 months on $10,000
  12. Top Carrot, Carrot Score 88
    AAC Credit UnionCertificate of DepositCD · 6 months · $500 min

    Credit union · 7 branches

    3.80%APY$188 over 6 months on $10,000
  13. PFCUCertificatesCD · 60 months · $500 min

    Credit union · 5 branches

    3.80%APY$2,050 over 60 months on $10,000
  14. Independent Bank3-Month CD SpecialCD · 3 months · $1,000 min

    Bank · 16 branches

    3.76%APY$93 over 3 months on $10,000with conditions
  15. Highpoint Community BankCDsCD · 12 months · $500 min

    Bank · 4 branches

    3.76%APY$376 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Grand Rapids, MI metro

531 CDs at 53 banks and credit unions · checked Oct 4–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
1.76%
Credit unions, typical
3.30%

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Grand Rapids, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Meijer Credit UnionCredit union · 3 branches
  2. North Central Area Credit UnionCredit union · 1 branch
  3. KCCUCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate