Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Galesburg, IL metro
- 4.75%APY$2,612 over 60 months on $10,000intro rate
Requirements
Product: Guaranteed returns on deposit; early withdrawals subject to penalty; no setup or maintenance fees. Rates effective as of 2026-03-23.
Offer: Limited Time Special! New Money Only.
Promotional rate · 4.65% interest rate · Effective Mar 23, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.10%APY$1,281 over 36 months on $10,000
Requirements
Product: $250 deposit required to open this account. $250 min. average daily balance required to earn dividends. There may be a penalty for early withdrawal. Dividends compounded monthly. Insured up to $250,000 by NCUA.
4.02% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: West Peoria Grand Opening Special limited-time offer. Open in person at the West Peoria branch. Requires a minimum balance of $5,000.00 to obtain stated APY. Early withdrawal penalty may be imposed. Applies to new money only. Does not apply to the 55+ CD Rate Bump. Fees could reduce earnings.
Offer: Minimum balance of $5,000.00 required to obtain stated APY. Penalty may be imposed for early withdrawal. Applies to new money only. Does not apply to the 55+ CD Rate Bump. Fees could reduce earnings on this account.
Promotional rate · 3.94% interest rate · Effective Jun 19, 2026
Rate checked
More details - 3.85%APY$352 over 11 months on $10,000intro rate
Requirements
Product: A penalty may be imposed for early withdrawal. A minimum balance of $5,000.00 is required to obtain the stated APY.
Offer: A penalty may be imposed for early withdrawal. A minimum balance of $5,000.00 is required to obtain the stated APY.
Promotional rate · 3.80% interest rate · Effective Jul 1, 2026
Rate checked
More details - Raritan State BankCertificates of DepositCD · 12 months · $1,000 min · 3.67%–3.98% by balance
Bank · 1 branch
3.67%APY$367 over 1 year on $10,000Requirements
Product: Automatically renewable CDs are available. Interest on 91 and 182 day CDs is paid at maturity only. On all other terms, interest may be paid monthly, quarterly, semi-annually, or annually. Penalty assessed for early withdrawal of funds.
Offer: 12 Month CD.
3.60% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $25,000Your amount 3.67% $25,000 – $50,000 3.77% $50,000 – $100,000 3.87% $100,000 and up 3.98% Rate checked
More details - 3.49%APY$261 over 9 months on $10,000
Requirements
Product: Early withdrawals on CDs are subject to penalty and may affect the annual percentage yields. Fees charged may reduce earnings.
Offer: Special rate. Early withdrawals are subject to penalty.
3.45% interest rate · Effective May 15, 2025
Rate checked
More details - 2.93%APY$1,553 over 60 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Interest can be paid monthly to another account, compounded quarterly on the CD, or paid at maturity.
Offer: A penalty may be imposed for early withdrawal.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.
2.71% interest rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Galesburg, IL metro
91 CDs at 8 banks and credit unions · checked Oct 6–22
- Typical
- 2.22%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Galesburg, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- IH Mississippi Valley Credit UnionCredit union · 1 branch
- United Equity Credit UnionCredit union · 1 branch