Bank · FDIC insured
Raritan State Bank CD Rates
Raritan State Bank’s best CD rate is 3.98% APY on a 1-year CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Raritan State Bank’s CD rates compare
Compared with banks and credit unions near Burlington, IA-IL, where Raritan State Bank has the most branches. $10,000, best rate first.
This bank’s best
Raritan State Bank
3.67%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $367
Certificates of Deposit
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
5 Star CCU
4.50%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $223
Raritan State Bank CD score
78
CD score
Higher than 46% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.67%
- 16–30 months16–30 mo3.35%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.67%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Raritan State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.67%APY · 7 terms
Automatically renewable CDs are available. Interest on 91 and 182 day CDs is paid at maturity only. On all other terms, interest may be paid monthly, quarterly, semi-annually, or annually. Penalty assessed for early withdrawal of funds.
| Term | APY · $500 and up | APY · $1,000 – $25,000 | APY · $1,000 and up | APY · $5,000 and up | APY · $25,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|
| 3 months91 Day CD. Interest paid at maturity only | 2.38% | — | — | — | — | — | — | 2.38% | $60 |
| 6 months182 Day CD. Interest paid at maturity only | 3.30% | — | — | — | — | — | — | 3.30% | $165 |
| 12 months12 Month CD | — | 3.67% | — | — | 3.77% | 3.87% | 3.98% | 3.67%3.77% $25k–$50k3.87% $50k–$100k3.98% from $100k | $367 |
| 18 months18 Month CD | — | 3.05% | — | — | 3.15% | 3.25% | 3.35% | 3.05%3.15% $25k–$50k3.25% $50k–$100k3.35% from $100k | $461 |
| 30 months30 Month CD | — | — | 3.35% | — | — | — | — | 3.35% | $859 |
| 36 months36 Month CD | — | — | — | 3.46% | — | — | — | 3.46% | $1,074 |
| 48 months48 Month CD | — | — | — | 3.56% | — | — | — | 3.56% | $1,502 |
Sources (1)
- raritanstatebank.com/accounts/savings · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.