Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Fort Wayne, IN metro
- 3.90%APY$423 over 13 months on $10,000with conditions
Requirements
Product: Requires having or opening a Lake City Bank checking account. Deposits and withdrawals not allowed. Penalty for early withdrawal.
Offer: Requires checking account. Penalty for early withdrawal.
Qualified rate · Effective Oct 4, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Early withdrawal penalty applies and varies by term (Under 1 year = 30 days' dividends; 12-36 months = 180 days' dividends; over 36 months = 365 days' dividends; Any Purpose Savings = 90 days' dividends). Dividends compound daily and deposit on the last business day of each month. Automatic renewal at maturity.
Offer: Early withdrawal penalty is 30 days' dividends.
3.68% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Rates may vary by market. Personal deposits accepted online; visit branch or call for business deposits. Penalty for early withdrawal. Funds must be received within 7 days to receive current rate.
Offer: New money (funds not on deposit with Centier Bank in the last 90 days).
Promotional rate · 3.68% interest rate · Effective Oct 13, 2026
Rate checked
More details - Financial Partners Federal Credit UnionShare CertificatesCD · 12 months · $250 min
Credit union · 2 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Membership required. Dividend compounded monthly using the daily balance method. Automatically renews at maturity. Early withdrawal penalty applies to principal.
Compounded monthly · Effective Sep 1, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Dividends calculated daily and credited monthly. A penalty will incur if principal is withdrawn before maturity date. No additional deposits permitted except at maturity.
Offer: Premier Member rate tier
3.69% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.75%APY$471 over 15 months on $10,000with conditions
Requirements
Product: APY quoted requires an active STAR checking relationship. Penalty may apply for early withdrawal. APYs can change at any time.
Offer: APY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal.
Qualified rate · Effective May 27, 2026
Rate checked
More details - 3.70%APY$786 over 25 months on $10,000
Requirements
Product: Membership at ProFed is required. Early withdrawal penalties may apply. Must maintain minimum daily balance to obtain disclosed APY.
Offer: Special Bump certificate: includes a one-time rate increase feature if ProFed's published rate for a standard 24-month certificate increases above your current rate during the 25-month term (member must request increase). No additional deposits allowed. Renews as standard 24-month certificate at maturity. Must open in-person at branch or by phone. Limited time offer.
3.64% interest rate · Effective Sep 15, 2026
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More details - 3.60%APY$360 over 1 year on $10,000intro rate
Requirements
Offer: Renew into a regular 12 Month Term
Promotional rate · Effective Oct 8, 2026
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More details - 3.50%APY$261 over 9 months on $10,000intro rate
Requirements
Product: FDIC-Insured. At maturity, 9-month auto-renews as 12-month, 18-month auto-renews as 18-month, 27-month auto-renews as 24-month, 36-month auto-renews as 36-month. Subject to early withdrawal penalty. Fees may reduce earnings. Limited time offer.
Offer: At maturity, the 9 month CD will automatically renew as a 12 month CD. Subject to early withdrawal penalty.
Promotional rate · 3.45% interest rate · Effective Apr 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.17%APY$184 over 7 months on $10,000intro rate
Requirements
Product: Automatically renews into a 12 Month CD unless redeemed at time of maturity. Interest compounded quarterly, added back to CD quarterly.
Offer: Automatically renews into a 12 Month CD unless redeemed at time of maturity.
Promotional rate · 3.13% interest rate · Compounded quarterly
Rate checked
More details - EWEB Employees Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.10%–3.15% by balance
Credit union · 1 branch
3.10%APY$310 over 1 year on $10,000intro rateRequirements
Product: Compounded and paid monthly. Minimum daily balance required to earn dividends. Bump Up CD rate may be subject to change after the first anniversary of the CD, per member's request, for 3, 4, or 5-year terms.
Offer: Minimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly.
Promotional rate · 3.06% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 3.10% $15,000 and up 3.15% Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Membership at ProFed is required. Allows unlimited deposits. Must maintain minimum daily balance disclosed on Certificate to obtain APY.
2.96% interest rate
Rate checked
More details - 2.75%APY$91 over 4 months on $10,000
Requirements
Product: Penalty for early withdrawal. Deposits and withdrawals not allowed.
Offer: Penalty for early withdrawal.
Effective Oct 4, 2026
Rate checked
More details - 2.65%APY$400 over 18 months on $10,000
Requirements
Product: Unlimited deposits and up to one withdrawal per month allowed. Penalty for early withdrawal.
Offer: Unlimited deposits and up to one withdrawal per month. Penalty for early withdrawal.
Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Fort Wayne, IN metro
329 CDs at 27 banks and credit unions · checked Oct 15–22
- Typical
- 2.50%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 2.75%
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Find your bank or credit union to see all its rates and how they compare near you.
Fort Wayne, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Summit Choice Credit UnionCredit union · 6 branches
- Flagstar BankBank · 10 branches
- GreenWay BankBank · 1 branch