Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Cleveland, OH metro
- 3.80%APY$220 over 7 months on $10,000intro rate
Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty. Members should call the credit union to verify rates. Fees could reduce earnings.
Offer: 7 month Special. Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Promotional rate · 3.75% interest rate · Effective Dec 31, 2025
Rate checked
More details - Firefighters Community Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · 6 branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Membership required ($5 minimum balance in regular savings account). $500 minimum balance required to open and maintain. Certificate rates remain fixed for term of certificate. Penalty imposed for early withdrawal. Rates subject to change at any time. Certificate funds insured by American Share Insurance (ASI) up to $250,000 per account.
Offer: Fixed rate. Penalty for early withdrawal. $500 minimum balance required.
Effective Oct 16, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - 3.75%APY$1,587 over 48 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
3.70% interest rate · Effective Oct 5, 2026
Rate checked
More details - Latvian Cleveland Credit UnionCertificates of DepositsCD · 48 months · $500 min
Credit union · 1 branch
3.75%APY$1,587 over 48 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Minimum opening deposit and daily balance of $500.00 required. Account automatically renews at maturity with a 7-day grace period. Early withdrawal penalty equals six months dividends.
Rate checked
More details - 3.75%APY$2,021 over 60 months on $10,000
Requirements
Product: Dividends compound quarterly. Early withdrawal penalty applies. $500 min. to open regular certificates.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.65%APY$552 over 18 months on $10,000
Requirements
Product: Early share certificate withdrawal penalty is a 90-day loss of dividends.
3.65% interest rate · Balance cap $250,000 · Effective Feb 17, 2026
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More details - 3.65%APY$1,135 over 36 months on $10,000
3.60% interest rate · Effective May 27, 2026
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More details - 3.60%APY$89 over 3 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 3-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 3-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 05/12/2026.
Promotional rate · 3.55% interest rate · Effective May 12, 2026
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 6-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 6-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 05/12/2026.
Promotional rate · 3.55% interest rate · Effective May 12, 2026
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 12-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 12-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 3.55% interest rate · Effective Jul 23, 2026
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More details - 3.55%APY$537 over 18 months on $10,000
Requirements
Product: Minimum deposit to open is $500. Dividends are compounded quarterly using the daily balance method. Monthly dividend payments are available for balances of $10,000 or more. Early withdrawal from a Certificate of Deposit will incur a penalty.
3.50% interest rate · Compounded quarterly · Effective Apr 1, 2026
Rate checked
More details - 3.55%APY$176 over 6 months on $10,000
Requirements
Product: Dividends post quarterly. There is a 180 day penalty for early withdrawal of a certificate. Rates changed last business day of each month for renewals or new certificates. No monthly maintenance fees.
3.50% interest rate · Effective Nov 22, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Cleveland, OH metro
653 CDs at 61 banks and credit unions · checked Oct 6–22
- Typical
- 2.25%
- Top 10% from
- 4.00%
- Banks, typical
- 0.55%
- Credit unions, typical
- 3.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches