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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 61–75 results in Cincinnati, OH-KY-IN metro

  1. Forcht BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 5 branches

    3.55%APY$146 over 5 months on $10,000intro rate
  2. Top Carrot, Carrot Score 89
    Christian Family Credit UnionShare CertificatesCD · 6 months · $1,000 min · 3.55%–3.80% by balance

    Credit union · 1 branch

    3.55%APY$176 over 6 months on $10,000
  3. Farmers & Merchants BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 1 branch

    3.55%APY$355 over 1 year on $10,000
  4. Peoples Bank5 Month CDCD · 5 months · $1,000 min

    Bank · 18 branches

    3.54%APY$146 over 5 months on $10,000intro rate
  5. F&M BankCD SpecialsCD · 9 months · $1,000 min

    Bank · 1 branch

    3.50%APY$261 over 9 months on $10,000intro rate
  6. Peoples Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 18 branches

    3.50%APY$380 over 13 months on $10,000intro rate
  7. TruPartner Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · 4 branches

    3.50%APY$1,475 over 48 months on $10,000
  8. Friendship State BankCertificate of DepositCD · 60 months · $500 min

    Bank · 4 branches

    3.46%APY$1,854 over 60 months on $10,000
  9. 1st National BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 7 branches

    3.40%APY$340 over 1 year on $10,000with conditions
  10. AllWealth Federal Credit UnionCertificatesCD · 18 months · $500 min

    Credit union · 2 branches

    3.40%APY$514 over 18 months on $10,000
  11. Top Carrot, Carrot Score 87
    General Electric Credit Union11-Month No-Penalty CertificateCD · 11 months · $0 min

    Credit union · 13 branches

    3.35%APY$307 over 11 months on $10,000
  12. Greater Cincinnati Credit UnionRegular Share CertificatesCD · 6 months · $300 min

    Credit union · 4 branches

    3.30%APY$164 over 6 months on $10,000
  13. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 38 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  14. Greater Cincinnati Credit UnionOne Up Share CertificatesCD · 30 months · $1,000 min

    Credit union · 4 branches

    3.25%APY$832 over 30 months on $10,000
  15. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 64 branches

    3.25%APY$161 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Cincinnati, OH-KY-IN metro

650 CDs at 66 banks and credit unions · checked Oct 15–22

Typical
3.10%
Top 10% from
4.00%
Banks, typical
1.35%
Credit unions, typical
3.40%

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Cincinnati, OH-KY-IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Superior Credit UnionCredit union · 5 branches
  2. CommunityAmerica Credit UnionCredit union · 1 branch
  3. Central BankBank · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate