Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 196–210 results in Chicago, IL-IN metro
- 1.60%APY$826 over 60 months on $10,000intro rate
Requirements
Product: Credit Union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Limited time offer and may be withdrawn at any time. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. Based on monthly compounding of interest and monthly crediting of interest.
Promotional rate · 1.59% interest rate · Effective Oct 10, 2026
Rate checked
More details - 1.56%APY$805 over 60 months on $10,000
Requirements
Product: Penalty will or may be imposed for early withdrawal. Interest is compounded quarterly. Balances of $10,000 or more have the option to receive interest payments distributed to another account.
Offer: Early withdrawal penalty applies.
1.55% interest rate · Compounded quarterly · Effective Sep 8, 2026
Rate checked
More details - Parkway Bank & Trust CompanyCertificate of Deposit Special 13-Month ($5,000 Min)CD · 13 months · $5,000 min
Bank · 23 branches
1.25%APY$135 over 13 months on $10,000intro rateRequirements
Product: Limited-time promotional CD offer. New money only. $5,000 minimum deposit to open. IRAs and commercial accounts are not eligible. Interest compounded daily and paid annually. Automatically renews at maturity into a 12-month CD at then current rate. No set-up or maintenance fee. Early withdrawal penalty applies.
Offer: Limited-time offer. New money only. Automatically renews at maturity into a 12-month CD at the then current rate. IRAs and commercial accounts not eligible. Early withdrawal penalty applies. Interest compounded daily and paid annually.
Promotional rate · Compounded daily · Effective Aug 8, 2022
Rate checked
More details - 1.25%APY$641 over 60 months on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
1.25% interest rate · Effective Sep 29, 2026
Rate checked
More details - Financial Plus Credit UnionShare CertificateCD · 12 months · $500 min · 0.25%–1.24% by balance
Credit union · 2 branches
1.24%APY$124 over 1 year on $10,000Requirements
Product: Automatically renewable. Earnings will be paid directly to the member, added to regular shares, or added to principal. Penalties apply for early withdrawal.
Offer: Small Saver certificate.
Effective Jan 8, 2024
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 0.25% $1,000 and upYour amount 1.24% Rate checked
More details - Parkway Bank & Trust CompanyCertificates of Deposit (CDs)CD · 60 months · $1,000 min
Bank · 23 branches
1.20%APY$615 over 60 months on $10,000Requirements
Product: Fixed rates; automatically renews at maturity. Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: 60 Month CD. Penalty for early withdrawal applies.
1.19% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.10%APY$562 over 60 months on $10,000
Requirements
Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal.
Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 12 Month.
1.10% interest rate · Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details - 1.10%APY$562 over 60 months on $10,000
Requirements
Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal.
Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 12 Month.
1.10% interest rate · Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details - 1.02%APY$42 over 5 months on $10,000
Effective Jan 1, 2026
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More details - 1.01%APY$25 over 3 months on $10,000
Effective Jan 1, 2026
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More details - 1.00%APY$50 over 6 months on $10,000
Requirements
Product: Total T Certificate; 182-day term; interest rate and APY fixed for the term; interest accrues from day of deposit to day of withdrawal; interest paid at end of term by check or electronic credit to a NOW or Savings account; no compounding; interest not taxable by IRS until year of receipt; automatic renewal; no deposits after opening except at maturity.
Offer: 182-day term. Early withdrawal penalty is the greater of all interest to date or 30 days of interest, whether earned or not, due to tax deferral. APY accurate as of October 10, 2026.
1.00% interest rate · Effective Oct 10, 2026
Rate checked
More details - PeopleFirst BankCertificates of DepositCD · 6 months · $2,500 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$50 over 6 months on $10,000Requirements
Product: You must maintain a minimum balance to obtain APY. If product requirements met. Fees or withdrawals may reduce earnings.
Effective Aug 13, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 2.50% $100,000 and up 3.00% Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 22, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000intro rate
Requirements
Product: Credit Union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Dividend rate and annual percentage yield are fixed and in effect for the initial term of the account. Dividend period is the account's term. Additional deposits are allowed with no limit. Automatic renewal is applicable with a grace period of ten (10) days after maturity to withdraw funds without penalty.
Offer: Minimum opening deposit is $25.00. Additional deposits allowed with no limit. Automatic renewal with 10-day grace period after maturity.
Promotional rate · 1.00% interest rate
Rate checked
More details - 1.00%APY$406 over 48 months on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
1.00% interest rate · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Chicago, IL-IN metro
1,351 CDs at 144 banks and credit unions · checked Oct 16–23
- Typical
- 2.27%
- Top 10% from
- 4.05%
- Banks, typical
- 1.68%
- Credit unions, typical
- 2.84%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches