Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 181–195 results in Boston, MA-NH metro
- 2.93%APY$293 over 1 year on $10,000
Requirements
Product: Rates are accurate as of September 2, 2026. APY assumes interest remains in the account. CD rates are guaranteed for the term of the Certificate only. Subject to penalty for early withdrawal.
2.90% interest rate · Effective Sep 2, 2026
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More details - Albright Credit UnionSave to Win! Qualifying Certificate AccountCD · 12 months
Credit union · 1 branch
2.79%APY$279 over 1 year on $10,000Requirements
Product: Dividends are compounded daily and credited monthly using average daily balance. Substantial penalty for early withdrawal. Rates effective 9/21/2026.
Offer: You may win a $25 monthly cash prize!
2.75% interest rate · Compounded daily · Effective Sep 21, 2026
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More details - 2.76%APY$137 over 6 months on $10,000
Requirements
Product: Personal accounts only. Early withdrawal penalty applies. Automatic renewal at maturity.
Offer: Simple interest (not compounded), credited at maturity or paid monthly. Early withdrawal penalty is 2% of withdrawn principal.
2.76% interest rate
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More details - St. Mary's Credit UnionRelationship Bump-Up CertificatesCD · 30 months · $500 min
Credit union · 5 branches
2.75%APY$702 over 30 months on $10,000with conditionsRequirements
Product: Consumer accounts only. St. Mary's Credit Union membership eligibility required. Must maintain all requirements of the Relationship Checking account to obtain preferred Relationship Certificate rates. One bump-up in rate is allowed per 30-Month term (must request the bump-up). 30 month bump-up Certificate automatically renews to a 30 month Certificate. Subject to early withdrawal penalties. Deposits cannot be made during the term of the account.
Offer: Requires maintaining all requirements of Relationship Checking account. One bump-up in rate allowed per 30-Month term upon request.
Qualified rate · 2.68% interest rate
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More details - 2.75%APY$1,453 over 60 months on $10,000
Requirements
Product: Deposit insured by FDIC and DIF. Early withdrawal penalty applies. Terms up to 1 year pay simple interest; terms of 1 year or more compound continuously.
Offer: Interest compounded continuously.
Effective Oct 15, 2026
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More details - 2.53%APY$63 over 3 months on $10,000
Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
Offer: For Benefit Plus customers.
2.50% interest rate · Effective Oct 1, 2026
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More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.50%APY$637 over 30 months on $10,000intro rate
Requirements
Product: Consumer accounts only. St. Mary's Credit Union membership eligibility required. One bump-up in rate is allowed per 30-Month term. Subject to early withdrawal penalties. Renews automatically upon maturity. Deposits cannot be made during the term of the account.
Offer: One bump-up in rate allowed per 30-Month term.
Promotional rate · 2.44% interest rate
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More details - 2.02%APY$50 over 3 months on $10,000
Requirements
Product: Personal accounts only. A penalty may be imposed for early withdrawal. Certificate of Deposit will be renewed automatically at maturity unless instructed otherwise.
Offer: Simple compounding.
2.00% interest rate · Effective Oct 2, 2026
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More details - 2.02%APY$219 over 13 months on $10,000
Requirements
Product: Rates on term accounts are guaranteed for the length of the term. Except where noted, interest is paid and compounded monthly. Fees could reduce earnings. Penalty for early withdrawal may apply.
Offer: Statement only. Interest paid and compounded monthly. Guaranteed for length of term. Early withdrawal penalty may apply.
2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - 1.75%APY$719 over 48 months on $10,000
Requirements
Product: Fixed rate term Certificate of Deposits accounts, rates are guaranteed for the length of the term. APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. For consumer accounts only.
1.74% interest rate · Effective Oct 22, 2026
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More details - 1.25%APY$252 over 24 months on $10,000
Requirements
Product: Features a one-time rate increase during your term. Rates may change after the account is opened if you should exercise your right to change the rate one time after account opening. Minimum deposit of $500. A penalty for early withdrawal may be imposed.
Offer: Rates may change after the account is opened if you should exercise your right to change the rate one time after account opening. A penalty for early withdrawal may be imposed.
1.23% interest rate
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More details - 1.05%APY$318 over 36 months on $10,000
Requirements
Product: When you have $1000 or more to invest. Terms from 3 to 36 months are available. Once opened, no additional deposits until maturity. Dividends compounded quarterly.
Offer: Payable quarterly
1.05% interest rate · Compounded quarterly
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More details - 0.75%APY$227 over 36 months on $10,000
Requirements
Product: Dividends compounded and paid monthly. Penalties may be imposed for early withdrawal. Rates subject to approval and change at any time. No annual maintenance fees.
0.75% interest rate · Effective Mar 24, 2020
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More details - 0.65%APY$263 over 48 months on $10,000
Requirements
Product: Subject to early withdrawal penalties. Service fees may reduce earnings.
0.65% interest rate · Effective Oct 1, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Boston, MA-NH metro
1,533 CDs at 140 banks and credit unions · checked Oct 16–22
- Typical
- 3.05%
- Top 10% from
- 4.10%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.25%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches