Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–24 results in Atlantic City, NJ metro
- 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - Jersey Shore Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min · 3.10%–3.15% by balance
Credit union · 5 branches
3.10%APY$1,299 over 48 months on $10,000Requirements
Product: Membership required. Minimum deposit and balance of $1,000.00. Dividends compounded monthly. Penalty for early withdrawal. Automatically renews for the same term at current rate unless notified within 7-day grace period.
3.05% interest rate · Compounded monthly · Effective May 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $25,000Your amount 3.10% $25,000 and up 3.15% Rate checked
More details - Atlantic City Electric Company Employees FCUShare CertificateCD · 6 months · $500 min
Credit union · 1 branch
2.80%APY$139 over 6 months on $10,000Requirements
Product: Minimum deposit of $500.00. Rates subject to change without prior notice.
2.80% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.50%APY$124 over 6 months on $10,000with conditions
Requirements
Product: The interest rate and annual percentage yield on Certificates of Deposit, except for 18 month (variable) and Jumbo, assumes that you maintain a checking account with us.
Qualified rate · 2.47% interest rate · Effective Oct 4, 2026
Rate checked
More details - 2.00%APY$101 over 6.066666666666666 months on $10,000
1.98% interest rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 6 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 0.50%APY$355 over 84 months on $10,000
Requirements
Product: Fees could reduce earnings. Penalties for early withdrawal on CDs may apply.
0.50% interest rate
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Atlantic City, NJ metro
257 CDs at 17 banks and credit unions · checked Oct 16–22
- Typical
- 1.00%
- Top 10% from
- 3.74%
- Banks, typical
- 0.50%
- Credit unions, typical
- 2.90%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Atlantic City, NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Parke BankBank · 2 branches
- First Harvest Credit UnionCredit union · 1 branch