Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Allentown, PA-NJ metro
- First Northern Bank and Trust2 Year (24 Month) Adjustable CDCD · 24 months · $5,000 min
Bank · 6 branches
4.73%APY$968 over 24 months on $10,000Requirements
Product: Open account in person. The interest rate on your account is based on the prior month’s average 2 Year Treasury Note Rate as calculated by First Northern Bank and Trust Co. Interest rate may change every month. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
Offer: Open account in person; rate based on prior month's average 2 Year Treasury Note Rate, adjustable monthly
4.65% interest rate · Effective Oct 2, 2026
Rate checked
More details - First Northern Bank and Trust1 Year (12 Month) Adjustable CDCD · 12 months · $5,000 min
Bank · 6 branches
4.44%APY$444 over 1 year on $10,000Requirements
Product: Open account in person. The interest rate on your account is based on the prior month’s average 1 Year Treasury Note Rate as calculated by First Northern Bank and Trust Co. Interest rate may change every month. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
Offer: Open account in person; rate based on prior month's average 1 Year Treasury Note Rate, adjustable monthly
4.37% interest rate · Effective Oct 2, 2026
Rate checked
More details - 4.40%APY$667 over 18 months on $10,000
Requirements
Product: Opening deposit and minimum balance is $1,000 ($500 for minors). Penalty for early withdrawal applies. Terms 3 months to 60 months, with additional terms available.
Offer: Promo Code: 1160. Offer valid beginning September 28, 2026. Penalty for early withdrawal applies. At maturity, automatically renews and earns base interest rate in effect at that time.
Effective Sep 28, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - First Commonwealth Federal Credit UnionCertificateCD · 12 months · $500 min
Credit union · 12 branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Credit union membership required. Minimum opening deposit of $500. Automatically renews to original term at current rate unless contacted prior to maturity. Early withdrawal penalties apply.
4.17% interest rate · Effective Oct 15, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 17 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.25%APY$644 over 18 months on $10,000
Requirements
Product: Quarterly compounding. A penalty for early withdrawal may be imposed. Minimum balance to open is $500 or $1,000 depending on the term.
Offer: Term is 18 Months. Compounded quarterly.
4.18% interest rate · Compounded quarterly · Effective Oct 15, 2026
Rate checked
More details - 4.25%APY$644 over 18 months on $10,000
Requirements
Product: $500 minimum deposit required. Dividends paid or compounded monthly. Automatic renewal available. A penalty may be imposed for withdrawals made before maturity.
Offer: APY assumes dividends remain in account.
4.17% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - First Commonwealth Federal Credit UnionCertificate SpecialsCD · 19 months · $500 min
Credit union · 12 branches
4.25%APY$681 over 19 months on $10,000intro rateRequirements
Product: Limited-time offer. Online certificate opening is limited to a $5,000 deposit; open in-center for greater deposits. Renews to a standard 18-month certificate at prevailing rate upon maturity. Early withdrawal penalty applies.
Offer: Online certificate opening limited to $5,000 deposit; greater deposits must be opened in-center. Renews to standard 18-month certificate.
Promotional rate · 4.17% interest rate · Effective Sep 15, 2026
Rate checked
More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Certificates of deposit accounts carry a substantial penalty for early withdrawal. All rates are subject to change.
Offer: Early withdrawal penalty applies.
4.01% interest rate · Effective Oct 6, 2026
Rate checked
More details - People First Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · 9 branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: Minimum opening deposit is $500. Early withdrawal penalties apply and may reduce earnings. Automatic renewal available.
Offer: Penalty for early withdrawal.
4.07% interest rate · Effective Aug 5, 2026
Rate checked
More details - 4.10%APY$101 over 3 months on $10,000
Requirements
Product: Minimum deposit $500. Interest is compounded daily and earned on the daily balance. A penalty may be imposed for early withdrawal.
Offer: 90 Day term.
4.02% interest rate · Compounded daily · Effective Oct 16, 2026
Rate checked
More details - 4.10%APY$203 over 6 months on $10,000intro rate
Requirements
Product: Limited-time promotional Certificate of Deposit. New money deposit only. APY is fixed for the 6-month term. Early withdrawal penalties may apply.
Offer: Limited-time promotional rate. New money deposit only. $500 minimum to open and to obtain the advertised APY.
Promotional rate · Effective Oct 22, 2026
Rate checked
More details - 4.10%APY$237 over 7 months on $10,000
Requirements
Product: Minimum balance for consumer is $500. Early withdrawal penalty may apply. Pairing with an Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: 7 Month Special with bonus rate. Requires the Tax Reported Owner to also be the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
3.94% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$99 over 3 months on $10,000
Requirements
Product: $500 minimum deposit. Early withdrawal penalty applies. Dividends compounded and credited monthly. Some certificates may not be available for online opening.
Offer: $500 minimum deposit to open account and earn APY. A penalty will be imposed for early withdrawal. Dividends compounded and credited monthly.
3.93% interest rate · Effective Oct 7, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Allentown, PA-NJ metro
466 CDs at 35 banks and credit unions · checked Oct 16–22
- Typical
- 1.75%
- Top 10% from
- 4.00%
- Banks, typical
- 1.26%
- Credit unions, typical
- 3.35%
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Allentown, PA-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- APCI Federal Credit UnionCredit union · 1 branch
- AmericanBankBank · 1 branch
- Quaint Oak BankBank · 1 branch