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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location
In Boston, MA-NH metro

Top CD rates

Showing 1–15 results in Boston, MA-NH metro

  1. Top Carrot, Carrot Score 97
    USALLIANCE FinancialFixed Rate Certificate AccountsCD · 12 months · $500 min

    Credit union · 1 branch

    4.50%APY$450 over 1 year on $10,000intro rate
  2. Top Carrot, Carrot Score 99
    Hanscom Federal Credit UnionTerm CertificatesCD · 12 months · $1,000 min

    Credit union · 13 branches

    4.50%APY$450 over 1 year on $10,000
  3. Top Carrot, Carrot Score 87
    Northern BankCertificates of Deposit (CDs)CD · 12 months · $500 min

    Bank · 12 branches

    4.50%APY$450 over 1 year on $10,000
  4. Top Carrot, Carrot Score 95
    Cranberry FCUCertificates of Deposit (CD)CD · 12 months · $500 min · 4.44%–4.59% by balance

    Credit union · 2 branches

    4.44%APY$444 over 1 year on $10,000
  5. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 12 months · $1,000 min

    Bank · 6 branches

    4.25%APY$425 over 1 year on $10,000
  6. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 12 months · $1,000 min

    Bank · 6 branches

    4.25%APY$425 over 1 year on $10,000
  7. Top Carrot, Carrot Score 88
    Energy Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$425 over 1 year on $10,000
  8. Top Carrot, Carrot Score 89
    Reading Cooperative BankCertificates of DepositCD · 12 months · $500 min

    Bank · 13 branches

    4.15%APY$415 over 1 year on $10,000intro rate
  9. Top Carrot, Carrot Score 89
    Arise FinancialShare CertificatesCD · 12 months · $500 min

    Credit union · 7 branches

    4.15%APY$415 over 1 year on $10,000
  10. Top Carrot, Carrot Score 93
    Winchester Co-operative BankTerm Deposit Certificates (TDC)CD · 12 months · $500 min

    Bank · 2 branches

    4.15%APY$415 over 1 year on $10,000
  11. Top Carrot, Carrot Score 91
    Service Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 18 branches

    4.10%APY$410 over 1 year on $10,000
  12. Top Carrot, Carrot Score 91
    Chelsea Employees Federal Credit UnionCertificates of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.07%APY$407 over 1 year on $10,000
  13. Align Credit UnionCertificates of DepositCD · 12 months · $500 min

    Credit union · 6 branches

    4.05%APY$405 over 1 year on $10,000
  14. 600 Atlantic FCUCertificate of DepositCD · 12 months · $2,500 min

    Credit union · 1 branch

    4.03%APY$403 over 1 year on $10,000
  15. Rockland TrustCertificate of DepositCD · 12 months · $1,000 min

    Bank · 107 branches

    4.00%APY$400 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 1-year CDs pay in Boston, MA-NH metro

165 CDs at 137 banks and credit unions · checked Oct 15–22

Typical
3.04%
Top 10% from
4.00%
Banks, typical
2.76%
Credit unions, typical
3.29%

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Boston, MA-NH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 13 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

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