Compare Bank & Credit Union Rates
Best CD rates in Sheridan, WY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Sheridan, WY
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.19%APY$856 over 24 months on $10,000
Requirements
Product: APY is subject to change. A penalty may be imposed for early withdrawal.
Offer: APY is subject to change. A penalty may be imposed for early withdrawal.
4.10% interest rate
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More details - 4.18%APY$418 over 1 year on $10,000
Requirements
Product: APY is subject to change. A penalty may be imposed for early withdrawal.
Offer: APY is subject to change. A penalty may be imposed for early withdrawal.
4.10% interest rate
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More details - 4.05%APY$200 over 6 months on $10,000
Requirements
Product: $250.00 minimum to open. Dividends calculated by the average daily balance method on quarterly statement cycle. Early withdrawal penalizes only earned dividends.
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More details - Sheridan Community Federal Credit UnionCertificate of DepositCD · 6 months · $500 min
Credit union · 1 branch
4.00%APY$198 over 6 months on $10,000Requirements
Product: Open with a $500 minimum deposit and choose terms from three months to five years with a guaranteed rate of return.
3.96% interest rate · Effective Dec 29, 2025
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More details - 3.75%APY$2,021 over 60 months on $10,000
Requirements
Product: *APY on Savings accounts and CD's are based on quarterly compounding of interest except for 3 and 6 month which are paid at maturity. *A service fee will be charged if balance falls below minimum balance. Seniors and students may be exempt from the monthly service fees. A penalty may apply for early withdrawal on Time Certificates of Deposit.
Offer: Quarterly compounding of interest.
3.70% interest rate · Effective Sep 24, 2026
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More details - 3.67%APY$91 over 3 months on $10,000
Requirements
Product: Membership eligibility required. Early withdrawal penalties apply.
Offer: Dividends are compounded daily. Dividends are credited monthly. Early withdrawal penalty: 90 Days Interest.
3.60% interest rate · Compounded daily · Effective Oct 16, 2026
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More details - 3.60%APY$178 over 6 months on $10,000
3.54% interest rate
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More details - 3.29%APY$163 over 6 months on $10,000
Requirements
Product: Minimum deposit $500 applies to 6-month and 12-month terms. Rates valid for balances of $0 - $25,000. Penalty imposed for early withdrawal. Not a promotion; new money not required.
Offer: 6-month term
Balance cap $25,000 · Effective 2026-04
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.20%APY$185 over 7 months on $10,000intro rate
Requirements
Product: Promotional term; renews at maturity for a 6 month term at the rate in effect for 6 month CDs at the time of renewal. A penalty will be imposed for early withdrawal. Fees may reduce account earnings.
Promotional rate · Balance cap $249,999 · Effective Sep 22, 2026
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More details - 3.14%APY$156 over 6 months on $10,000
Requirements
Product: Guaranteed rate of return with flexible maturity options from 1 month to 60 months.
Offer: Annual Percentage Yield (APY) assumes earnings are paid back into the account and are subject to change without notice. Penalties and fees may be applied for early closure and withdrawals.
3.10% interest rate
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More details - 3.00%APY$74 over 3 months on $10,000intro rate
Requirements
Product: Promotional term; renews at maturity for a 6 month term at the rate in effect for 6 month CDs at the time of renewal. A penalty will be imposed for early withdrawal. Fees may reduce account earnings.
Promotional rate · Balance cap $249,999 · Effective Sep 22, 2026
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More details - 3.00%APY$325 over 13 months on $10,000intro rate
Requirements
Product: Promotional term; renews at maturity for a 12 month term at the rate in effect at renewal. Early withdrawal penalty applies. Fees may reduce earnings.
Promotional rate · Balance cap $249,999 · Effective Apr 1, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Sheridan, WY
115 CDs at 13 banks and credit unions · checked Oct 6–22
- Typical
- 2.75%
- Top 10% from
- 3.75%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.51%
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Sheridan, WY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sunlight Federal Credit UnionCredit union · 1 branch