Compare Bank & Credit Union Rates
Best CD rates in Rock Springs, WY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–10 results in Sweetwater County, WY · Showing Sweetwater County, WY: too few institutions in Rock Springs, WY
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - Trona Valley Federal Credit UnionShare CertificatesCD · 3 months · $200 min
Credit union · 2 branches
3.75%APY$92 over 3 months on $10,000Requirements
Product: Minimum balance $200. Automatically renews at maturity with a 10-day grace period. Dividends post quarterly. Early withdrawal penalties apply.
Offer: 3 Month Certificate (91 days). Dividends post quarterly. Early withdrawal penalties apply.
3.70% interest rate · Effective Aug 20, 2026
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Fixed rate for term, quarterly paid interest/dividends. Rates can increase by 0.025% APY using available balance from Smart Points accumulation (for terms of 24 months or longer).
3.65% interest rate · Effective Mar 1, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - WyHy Federal Credit Union30-Month "You're in Control!" Term CertificateCD · 30 months · $500 min
Credit union · 2 branches
2.25%APY$572 over 30 months on $10,000Requirements
Product: Rate increase (bump) feature may be used one time during the term to then-current 30-month rate plus 0.25%. One-time partial withdrawal allowed during term with penalty applied only to the withdrawn amount. Automatically renews to a 30-month term with bump and partial withdrawal features.
2.23% interest rate · Effective Mar 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Sweetwater County, WY
64 CDs at 5 banks and credit unions · checked Oct 3–22
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.38%
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Rock Springs, WY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trona Valley Federal Credit UnionCredit union · 2 branches