Bank · FDIC insured
First Federal Bank & Trust CD Rates
First Federal Bank & Trust’s best CD rate is 3.30% APY on a 7-month CD. Terms run from 3 months to 13 months. Rates checked October 3, 2026.
How First Federal Bank & Trust’s CD rates compare
Compared with banks and credit unions in Wyoming, where First Federal Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
First Federal Bank & Trust
3.20%APY
- Term
- 7 months
- Minimum
- $0
- Earns on $10,000
- $185
7 Month CD
Top rate
UniWyo Credit Union
4.40%APY
- Term
- 60 months
- Minimum
- $100
- Earns on $10,000
- $2,402
2nd-highest rate
Valley Credit Union
4.33%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $433
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
7 Month CD
Up to 3.30%APY · 1 term
Promotional term; renews at maturity for a 6 month term at the rate in effect for 6 month CDs at the time of renewal. A penalty will be imposed for early withdrawal. Fees may reduce account earnings.
| Term | APY · Up to $249,999 | APY · Any balance | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 months | 3.20% | 3.30% | 3.20%3.30% any balance | $185 |
13 Month CD
Up to 3.10%APY · 1 term
Promotional term; renews at maturity for a 12 month term at the rate in effect at renewal. Early withdrawal penalty applies. Fees may reduce earnings.
| Term | APY · Up to $249,999 | APY · Any balance | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 13 months | 3.00% | 3.10% | 3.00%3.10% any balance | $325 |
3 Month CD
Up to 3.10%APY · 1 term
Promotional term; renews at maturity for a 6 month term at the rate in effect for 6 month CDs at the time of renewal. A penalty will be imposed for early withdrawal. Fees may reduce account earnings.
| Term | APY · Up to $249,999 | APY · Any balance | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.00% | 3.10% | 3.00%3.10% any balance | $74 |
Opening an account
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