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Compare Bank & Credit Union Rates

Best CD rates in Texas

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Texas

  1. Top Carrot, Carrot Score 87
    First Eagle Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    5.00%APY$500 over 1 year on $10,000
  2. Top Carrot, Carrot Score 88
    Gulf Capital BankStandard Certificate of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    4.65%APY$465 over 1 year on $10,000
  3. Belton Federal Credit UnionCDCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.58%APY$458 over 1 year on $10,000
  4. T BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 2 branches

    4.52%APY$452 over 1 year on $10,000
  5. RaizRegular Share CertificateCD · 12 months · $25 min

    Credit union · 11 branches

    4.44%APY$444 over 1 year on $10,000
  6. GECUCredit Builder Certificate AccountCD · 12 months · $500 min

    Credit union · 22 branches

    4.44%APY$444 over 1 year on $10,000
  7. GECUPersonal Certificate Accounts (Fixed rate)CD · 12 months · $50 min · 4.44%–4.54% by balance

    Credit union · 22 branches

    4.44%APY$444 over 1 year on $10,000
  8. Top Carrot, Carrot Score 87
    National Police FCUShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    4.39%APY$439 over 1 year on $10,000
  9. GECUCredit Builder Certificate AccountCD · 12 months · $500 min

    Credit union · 22 branches

    4.35%APY$435 over 1 year on $10,000
  10. GECUPersonal Certificate Accounts (Fixed rate)CD · 12 months · $50 min · 4.35%–4.45% by balance

    Credit union · 22 branches

    4.35%APY$435 over 1 year on $10,000
  11. Top Carrot, Carrot Score 89
    Worth Credit UnionTerm Share CertificatesCD · 12 months · $1,000 min

    Credit union · 10 branches

    4.34%APY$434 over 1 year on $10,000
  12. Freestone Credit UnionRegular Share CertificateCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.33%APY$433 over 1 year on $10,000
  13. Top Carrot, Carrot Score 94
    Red River Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 14 branches

    4.33%APY$433 over 1 year on $10,000
  14. Citizens National Bank of TexasCNB Certificate of DepositCD · 12 months · $1,000 min

    Bank · 11 branches

    4.33%APY$433 over 1 year on $10,000
  15. Top Carrot, Carrot Score 94
    Red River Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 14 branches

    4.32%APY$432 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in Texas

445 CDs at 371 banks and credit unions · checked Oct 16–22

Typical
3.50%
Top 10% from
4.08%
Banks, typical
3.03%
Credit unions, typical
3.55%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions