Compare Bank & Credit Union Rates
Best CD rates in Coventry, RI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Coventry, RI
- 4.50%APY$683 over 18 months on $10,000with conditions
Requirements
Offer: All funds must be new money (funds on deposit with BankNewport for less than 30 days). A penalty will be imposed for early withdrawal during the term. A BankNewport personal checking account is required for CD specials. Offer may be withdrawn at any time.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$246 over 7 months on $10,000with conditions
Requirements
Product: All funds deposited must be New Money (funds not on deposit with Centreville Bank within the last 30 days). Early withdrawal penalty may apply.
Offer: Premium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account.
Qualified rate
Rate checked
More details - 4.25%APY$534 over 15 months on $10,000with conditions
Requirements
Product: $10,000 in New Money required to open the account (funds not on deposit with Centreville Bank within the last 30 days). Early withdrawal penalty may apply.
Offer: Premium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account.
Qualified rate
Rate checked
More details - 4.25%APY$644 over 18 months on $10,000with conditions
Requirements
Product: To be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account.
Offer: To be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account. A penalty will be imposed for early withdrawal during the term of the CD.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$644 over 18 months on $10,000
Requirements
Offer: A penalty will be imposed for early withdrawal during the term of the CD.
Effective Oct 2, 2026
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More details - 4.00%APY$231 over 7 months on $10,000with conditions
Requirements
Product: Available to open online, in branch, or over the phone. New money only (funds must be from sources other than Washington Trust). Washington Trust checking account required with a minimum balance of $2,500. No municipal or government funds. Early withdrawal penalties apply.
Offer: New money only; funds must be from sources other than Washington Trust. Washington Trust checking account required with a minimum balance of $2,500. Available to open online, in branch, or over the phone. No municipal or government funds. Early withdrawal penalties apply.
Qualified rate · Balance cap $5,000,000 · Effective Jul 14, 2026
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More details - 4.00%APYwith conditions
Requirements
Product: Terms from 1-2 years. Washington Trust checking account required. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.
Offer: Choose a term from 1-2 years. Washington Trust checking account required. Open in branch or on the phone. No municipal or government funds. Early withdrawal penalties apply.
Qualified rate · Balance cap $5,000,000 · Effective Aug 26, 2026
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More details - Westerly Community Credit Union14 Month CD SpecialCD · 14 months · $10,000 min
Credit union · 1 branch
3.65%APY$427 over 14 months on $10,000intro rateRequirements
Product: Limited time offer. Rate shown requires new money only (monies transferred from another financial institution). Existing WCCU members are eligible when an additional $10,000 in new money is added to their WCCU funds. Interest will be deposited into a WCCU account only.
Offer: Limited time offer for new money only. Existing members require $10,000 in new money. Penalty will be imposed for early withdrawal. Interest deposited into WCCU account only.
Promotional rate · 3.59% interest rate · Effective Oct 15, 2026
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More details - 3.55%APY$176 over 6 months on $10,000with conditions
Requirements
Product: Special offer for Washington Trust Freedom Ultra or Freedom Plus checking account customers. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.
Offer: Must have a Washington Trust Freedom Ultra or Freedom Plus checking account. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.
Qualified rate · Effective Apr 1, 2026
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More details - 3.50%APY$261 over 9 months on $10,000with conditions
Requirements
Product: Requires a Washington Trust Freedom Ultra or Freedom Plus checking account. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.
Offer: Requires a Washington Trust Freedom Ultra or Freedom Plus checking account. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.
Qualified rate · Effective Feb 13, 2026
Rate checked
More details - Ocean State Credit UnionCertificate of Deposit (CD)CD · 12 months · $1,000 min
Credit union · 2 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: All Certificates are subject to penalties for early withdrawals or close-outs. All Certificates will renew as a new CD of the same type unless otherwise stated.
Offer: Interest Paid Quarterly. Early Withdrawal Penalty of 3 Months Interest.
3.45% interest rate · Effective Jan 1, 2026
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More details - 3.35%APY$363 over 13 months on $10,000with conditions
Requirements
Product: Fixed rate with unlimited deposits. New money only to open unless Freedom Ultra checking holder. Washington Trust checking account required. No municipal/government funds or IRA. Open online, in branch, or by phone.
Offer: Fixed rate with unlimited deposits before maturity (ACH, wire, ATM deposits not allowed). New money only to open; Freedom Ultra checking may use existing funds. Washington Trust checking account required. No municipal, government funds, or IRA.
Qualified rate · Balance cap $5,000,000 · Effective Apr 29, 2026
Rate checked
More details - Westerly Community Credit UnionCertificates of DepositCD · 18 months · $500 min
Credit union · 1 branch
3.35%APY$507 over 18 months on $10,000Requirements
Product: Minimum deposit and balance required. Withdrawal penalty applies.
3.30% interest rate · Effective Oct 15, 2026
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More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Minimum balance to earn stated APY $0.01. Minimum deposit to open account is $500.00. Early withdrawal penalties will be imposed and early withdrawals reduce APY earned. Freedom Ultra Checking and Freedom Plus Checking customers receive an extra 0.25% APY.
3.25% interest rate · Effective Jul 13, 2026
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More details - 3.30%APY$164 over 6 months on $10,000with conditions
Requirements
Product: Rates current as of 9/18/2026. Must be OWNER on a Beacon Bank checking account. Balance cannot exceed $1,000,000. APY is variable and subject to change. Early withdrawal penalty may apply.
Offer: Promotional rate valid for 6-month term. Must be an OWNER on a Beacon Bank checking account. Cannot make additional deposits before maturity.
Qualified rate · Balance cap $1,000,000 · Effective Sep 18, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Coventry, RI
69 CDs at 6 banks and credit unions · checked Oct 22
- Typical
- 3.00%
- Top 10% from
- 4.25%
- Banks, typical
- 3.00%
- Credit unions, typical
- 2.98%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches