Compare Bank & Credit Union Rates
Best CD rates in Woonsocket, RI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–9 results in Woonsocket, RI
- 4.30%APY$177 over 5 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest is compounded monthly. Deposits are accepted from residents of Massachusetts, Rhode Island and Windham County Connecticut only. All accounts are subject to approval.
4.22% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000
Requirements
Product: A $500 minimum opening deposit is required to earn the advertised APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
4.17% interest rate · Effective Oct 14, 2026
Rate checked
More details - 4.25%APY$498 over 14 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: All funds deposited must be New Money. \"New Money\" is defined as funds not on deposit with Wave Federal Credit Union. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
4.17% interest rate · Effective Oct 7, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.30%APY$164 over 6 months on $10,000with conditions
Requirements
Product: Rates current as of 9/18/2026. Must be OWNER on a Beacon Bank checking account. Balance cannot exceed $1,000,000. APY is variable and subject to change. Early withdrawal penalty may apply.
Offer: Promotional rate valid for 6-month term. Must be an OWNER on a Beacon Bank checking account. Cannot make additional deposits before maturity.
Qualified rate · Balance cap $1,000,000 · Effective Sep 18, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.04%APY$151 over 6 months on $10,000
Requirements
Product: Minimum to open is $1,000.00. Statements mailed quarterly, dividends post monthly, calculated on average daily balance. Guaranteed yields backed by NCUA up to $250,000.
3.00% interest rate
Rate checked
More details - 2.02%APY$618 over 36 months on $10,000
Requirements
Product: Allows deposits at any time with a minimum of $25. No penalties for early withdrawal with receipt showing educational expense. Deposits accepted from residents of MA, RI, and Windham County CT only.
Offer: Deposits of minimum $25 allowed at any time. No penalty for early withdrawal with receipt showing educational expense.
2.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Woonsocket, RI
57 CDs at 6 banks and credit unions · checked Oct 4–22
- Typical
- 3.04%
- Top 10% from
- 4.00%
- Banks, typical
- 3.15%
- Credit unions, typical
- 3.04%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches