Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 406–420 results in Pennsylvania
- Members 1st Federal Credit Union12-Month Bump Up CertificateCD · 12 months · $500 min · 1.05%–1.40% by balance
Credit union · 59 branches
1.10%APY$110 over 1 year on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Allows a one-time rate increase during the original term. Automatically renews as a standard certificate without bump-up option. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.05% interest rate
Rate by balance
Rate by balance for 12-Month Bump Up Certificate Balance APY $500 – $10,000 1.05% $10,000 – $50,000Your amount 1.10% $50,000 – $75,000 1.15% $75,000 – $100,000 1.25% $100,000 – $500,000 1.35% $500,000 – $1,000,000 1.35% $1,000,000 and up 1.40% Rate checked
More details - Fayette Federal Employees Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · 1 branch
1.10%APY$562 over 60 months on $10,000Requirements
Product: Minimum deposit is $1,000. Additional deposits cannot be made to an existing account. Penalty may be imposed for early withdrawal before maturity date.
1.10% interest rate
Rate checked
More details - Members 1st Federal Credit Union6-Month CertificateCD · 6 months · $500 min · 1.00%–1.35% by balance
Credit union · 59 branches
1.05%APY$52 over 6 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.00% interest rate
Rate by balance
Rate by balance for 6-Month Certificate Balance APY $500 – $10,000 1.00% $10,000 – $50,000Your amount 1.05% $50,000 – $75,000 1.10% $75,000 – $100,000 1.20% $100,000 – $500,000 1.30% $500,000 – $1,000,000 1.30% $1,000,000 and up 1.35% Rate checked
More details - Members 1st Federal Credit Union3-Month CertificateCD · 3 months · $500 min · 0.95%–1.30% by balance
Credit union · 59 branches
1.00%APY$25 over 3 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Dividends paid at maturity. Penalty for early withdrawal.
Offer: Paid at maturity
0.95% interest rate
Rate by balance
Rate by balance for 3-Month Certificate Balance APY $500 – $10,000 0.95% $10,000 – $50,000Your amount 1.00% $50,000 – $75,000 1.05% $75,000 – $100,000 1.15% $100,000 – $500,000 1.25% $500,000 – $1,000,000 1.25% $1,000,000 and up 1.30% Rate checked
More details - Altoona First Savings Bank12-Month Variable Rate CDCD · 12 months · $1,000 min · 0.50%–2.52% by balance
Bank · 5 branches
1.00%APY$100 over 1 year on $10,000Requirements
Product: Minimum balance to open the account is $1,000. The rates may change after the account is opened. Minimum balance to earn each APY is shown in tiers. Fees may reduce earnings on the account. A penalty may be imposed for early withdrawal.
Offer: Compounding frequency quarterly. Variable rate.
Effective Jun 21, 2023
Rate by balance
Rate by balance for 12-Month Variable Rate CD Balance APY $1,000 and up 0.50% $10,000 and upYour amount 1.00% $25,000 and up 1.26% $50,000 and up 2.02% $100,000 and up 2.52% Rate checked
More details - 0.95%APY$119 over 15 months on $10,000intro rate
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity.
Offer: Fixed rate for 15 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
Promotional rate · 0.95% interest rate · Effective Sep 17, 2026
Rate checked
More details - The First National Bank & Trust Company of NewtownCertificates of Deposit (CDs)CD · 60 months · $500 min
Bank · 13 branches
0.95%APY$484 over 60 months on $10,000Requirements
Product: Only $500 to open a new CD account, with terms from 90 days to five years. Choose between fixed-rate, variable-rate, or adjustable-rate options.
Offer: 60-Month CD. Minimum opening deposit of $500. Minimum Balance to Obtain Annual Percentage Yield is $500. Penalty will be imposed for early withdrawal. Automatically renews at maturity with a 10-day grace period.
0.95% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.90%APY$227 over 30 months on $10,000
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity.
Offer: Fixed rate for 30 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
0.90% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.90%APY$458 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal applies.
Effective Oct 16, 2026
Rate checked
More details - Members 1st Federal Credit Union9-Month No Penalty CertificateCD · 9 months · $5,000 min
Credit union · 59 branches
0.80%APY$60 over 9 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $5,000 required to earn advertised APY. No early withdrawal penalties. Does not renew automatically; balance transfers to regular savings account on maturity date.
0.80% interest rate
Rate checked
More details - CMC-FCPI Employees Federal Credit UnionCertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
0.75%APY$75 over 1 year on $10,000Requirements
Product: Penalty required for early withdrawal. Members should call the credit union to verify rates.
Offer: Penalty required for early withdrawal. Members should call the credit union to verify rates.
0.75% interest rate · Effective Jul 1, 2022
Rate checked
More details - 0.75%APY$227 over 36 months on $10,000with conditions
Requirements
Product: Platinum Checking account required (personal accounts only). Visit The Dime Bank branch to open a Platinum CD; not available to open online. Penalty for early withdrawal.
Offer: Available to Platinum Checking customers.
Qualified rate · Effective Oct 16, 2026
Rate checked
More details - 0.65%APY$196 over 36 months on $10,000intro rate
Requirements
Product: Opportunity to make as many deposits as you wish of $100.00 or more. Increase your rate once over the 36 month term of your CD.
Offer: Opportunity to make as many deposits as you wish of $100.00 or more. Increase your rate once over the 36 month term of your CD.
Promotional rate · Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$50 over 1 year on $10,000intro rate
Requirements
Product: Opportunity to make as many deposits as you wish of $100.00 or more. Ability to make one, penalty-free withdrawal over the 12 month term of your CD. Increase your rate once over the 12 month term of your CD. Substantial penalty for early withdrawal (after first withdrawal per term). Certain restrictions apply.
Offer: Opportunity to make as many deposits as you wish of $100.00 or more. Ability to make one, penalty-free withdrawal over the 12 month term. Increase your rate once over the 12 month term. Substantial penalty for early withdrawal (after first withdrawal per term).
Promotional rate · Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$151 over 36 months on $10,000
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity.
Offer: Fixed rate for 36 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
0.50% interest rate · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,598 CDs at 302 banks and credit unions · checked Oct 16–24
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.10%
- Credit unions, typical
- 3.30%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch