Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 346–360 results in Pennsylvania
- 2.53%APY$1,331 over 60 months on $10,000
Requirements
Product: All Certificates have a minimum deposit of $500.00. Early withdrawal penalties apply. Automatically renews at the rate in effect at maturity for the same term unless contacted on or before maturity date.
2.50% interest rate
Rate checked
More details - Peoples Security Bank & TrustRelationship Certificates of DepositCD · 6 months · $1,000 min · 2.50%–3.30% by balance
Bank · 37 branches
2.50%APY$124 over 6 months on $10,000with conditionsRequirements
Product: Relationship CDs require active checking with direct deposit, online banking, debit card. Minimum opening $1,000. Accurate as of 2026-10-23.
Offer: 6 Month Relationship Tier 1
Qualified rate · 2.48% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Relationship Certificates of Deposit Balance APY Up to $50,000Your amount 2.50% $50,000 – $100,0006 Month Relationship Tier 2 2.95% $100,000 – $250,0006 Month Relationship Tier 3 3.10% $250,000 – $1,000,0006 Month Relationship Tier 4 3.30% Rate checked
More details - 2.50%APY$377 over 18 months on $10,000
Requirements
Product: Membership eligibility required (live, learn, work, attend school or worship in Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, or Westmoreland county). Dividends compounded and credited monthly. Traditional certificates auto-renew at established rate at end of term. Early withdrawal penalties may apply (except for 6-month zero-penalty certificate).
Offer: Zero minimum balance, zero minimum opening deposit, zero 'new money' requirements. Auto-renews at established rate at end of term. Early withdrawal penalties may apply.
2.47% interest rate · Effective Jan 19, 2026
Rate checked
More details - VA Pittsburgh Employee FCU3 Year Share Certificate ($500 Minimum)CD · 36 months · $500 min
Credit union · 2 branches
2.50%APY$769 over 36 months on $10,000Requirements
Product: Certificates are subject to a penalty for early withdrawal. All dividends are paid quarterly.
Offer: Certificates are subject to a penalty for early withdrawal. All dividends are paid quarterly.
2.50% interest rate · Effective May 19, 2025
Rate checked
More details - Jessop Community Federal Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · 1 branch
2.50%APY$769 over 36 months on $10,000Requirements
Product: Dividends can be credited and compounded to certificate quarterly, transferred quarterly to another share account, or mailed by check. Automatically renews at maturity unless indicated otherwise. Available in 6, 12, 36, and 60 month terms with a $500 minimum deposit.
2.50% interest rate
Rate checked
More details - 2.50%APY$1,038 over 48 months on $10,000
Requirements
Product: Establish a CD valued at $10,000 or more to opt to receive monthly interest checks. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
2.48% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Please visit your local branch to open. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
Offer: Open account in person
2.48% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Establish a CD valued at $10,000 or more to opt to receive monthly interest checks. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
2.48% interest rate · Effective Oct 2, 2026
Rate checked
More details - IRCO Credit UnionShare Certificate of Deposit AccountsCD · 24 months · $500 min
Credit union · 1 branch
2.35%APY$476 over 24 months on $10,000Requirements
Product: Automatically renewed at current rate upon maturity unless notified otherwise. Early withdrawal penalty applies. Dividends payable directly to share accounts or added back to certificate.
Offer: Penalty for early withdrawal. Fees may reduce earnings.
2.35% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.35%APY$476 over 24 months on $10,000
Requirements
Product: Rates fixed until maturity date. Early withdrawal penalty may apply.
Offer: Level 0
1.65% interest rate · Effective Aug 1, 2023
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 1.65% $1,000 and upLevel 1 2.20% $5,000 and upLevel 2 2.25% $10,000 and upYour amountLevel 3 2.35% Rate checked
More details - F&M TrustCertificates of DepositCD · 60 months · $1,000 min · 2.30%–2.35% by balance
Bank · 24 branches
2.35%APY$1,232 over 60 months on $10,000Requirements
Product: Rates are subject to change. Certain new money restrictions apply. Not all available terms and rates are listed. Maturity periods range from 30 days to five years.
Offer: Certain new money restrictions apply.
Effective Sep 30, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $5,000 2.30% $5,000 – $25,000Your amount 2.35% Rate checked
More details - 2.25%APY$225 over 1 year on $10,000
Requirements
Product: Require a minimum balance of $1000. Choose from a range of terms. No setup or maintenance fees required.
Offer: 12 Months term. Rate will increase up to .50% with qualified products/services.
2.25% interest rate
Rate checked
More details - Montoursville Area Federal Credit UnionSHARE CERTIFICATES (CD's)CD · 12 months · $500 min
Credit union · 1 branch
2.25%APY$225 over 1 year on $10,0002.25% interest rate · Effective Jan 1, 2026
Rate checked
More details - Patriot Federal Credit Union9 Month No Penalty CertificateCD · 9 months · $10,000 min · 2.20%–2.30% by balance
Credit union · 8 branches
2.20%APY$165 over 9 months on $10,000Requirements
Product: Penalty for early withdrawal. Dividend earnings based on minimum tier balance.
Offer: Tier $10,000-$24,999.
Effective Sep 2, 2026
Rate by balance
Rate by balance for 9 Month No Penalty Certificate Balance APY $10,000 – $24,999Your amount 2.20% $25,000 – $99,999 2.20% $100,000 – $250,000 2.25% Over $250,000 2.30% Rate checked
More details - Lebanon Federal Credit UnionShare CertificatesCD · 60 months · $500 min · 2.10%–2.20% by balance
Credit union · 6 branches
2.15%APY$1,122 over 60 months on $10,000Requirements
Product: Dividends are compounded and paid monthly, computed on average daily balance, and paid on anniversary date. Early withdrawal penalty applies. Low minimum deposit of $500. Terms from 6 - 60 months. Grandfathered Nifty Fifty Accounts add 0.10% APR to displayed Share Certificate Rates.
2.08% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 2.10% $10,000 and upYour amount 2.15% $75,000 and up 2.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,595 CDs at 302 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.06%
- Credit unions, typical
- 3.30%
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Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- PenFed Credit UnionCredit union · 1 branch
- FirstEnergy Choice FCUCredit union · 1 branch